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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,989 reviews, last reviewed 17th Jun 2026
60% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026
Martin N's avatar
Martin N

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11989)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

5
RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

Review RCI Bank

3
The only problem I have is the delay between instructing a withdrawal and the money arriving in my linked bank account. Reviewed on: 29th January 2026

Market Leader

5
RCI Bank (rcibank.co.uk) is a real, authorized online savings bank in the UK, part of Renault's global banking group (Mobilize Financial Services), regulated by the FCA/PRA, and deposits are protected by the FSCS up to £120,000 . They offer online savings accounts, not physical branches, and are known for digital accessibility and competitive rates. Reviewed on: 29th January 2026

good consistent rates

5
I have held a Freedom Savings Account for as number of years and although I check rates from other providers I have not considered changing from RCI as their rates continue to remain competitive and service is good Reviewed on: 29th January 2026

RCI bank are brilliant.

5
RCI bank are brilliant. Everything is so easy to be able to manage my money. Reviewed on: 29th January 2026

Love this account, money appears in my current accou...

5
Love this account, money appears in my current account next day. No waiting now brilliant. Reviewed on: 29th January 2026

Excellent Customer Care

5
Customer care is exemplary. The team are very helpful and patient and inspire customers by their care. They offer advice and guidance willingly to help overcome problems and initiate follow up care. Reviewed on: 29th January 2026

Always seamless online navigation

5
Always seamless online navigation Reviewed on: 29th January 2026

Good rates friendly service,

5
Good rates friendly service, easy deposits and easy withdrawals Reviewed on: 29th January 2026

Simple and clear online banking

5
Simple and clear online banking site, easy to use and always available Reviewed on: 29th January 2026

Nice and simple and easy to operate

5
They just have one account in each area. Nice and simple and easy to operate Reviewed on: 29th January 2026

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