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RCI Bank: Freedom Savings Account reviews

Name: Freedom Savings Account
Rating: 4.84 (11983 reviews)

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4.84

Based on 11,983 reviews, last reviewed 9th May 2026

70% increase in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026

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About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11983)

Good, quick, decent rates, communicates well and fast

Good, quick, decent rates, communicates well and fast Reviewed on: 29th January 2026

Always good service when needed.

Always good service when needed. Reviewed on: 29th January 2026

This savings account is so flexible, with good rate

This savings account is so flexible, but still gives a very competitive rate of interest.The app is simple to use and makes it easy and quick to withdraw money when required. Reviewed on: 29th January 2026

Great interest rates

Interest rates are competitive and exceed other major banks Reviewed on: 29th January 2026

Easy money

ease of use, online security, competetive interest rates, efficient communication Reviewed on: 29th January 2026

A very easy App.

A very easy App. They keep me informed Reviewed on: 29th January 2026

100% reliable, easy and efficient.

100% reliable, easy and efficient. Reviewed on: 29th January 2026

A great experience overall

A great experience. I started off with a fixed term account that transferred to a freedom account at the end of the term. Interest rates are still very competitive. Reviewed on: 29th January 2026

Guaranteed deposit at competitive rate.

Better rate than many; treats old customers the same as new customers, backed by the £85K financial authority guarantee (now increased); quick to inform depositors of changes; easy & effective online access to account. Reviewed on: 29th January 2026

Consistently in the mix

Having banked with RCI Bank for several years I have never had any problems at all. However their savings rates are marginally less competitive at present and I do so wish they’d launch an ISA product Reviewed on: 29th January 2026

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