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RCI Bank: Freedom Savings Account reviews

Name: Freedom Savings Account
Rating: 4.84 (11989 reviews)

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4.84

Based on 11,989 reviews, last reviewed 17th Jun 2026

60% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026

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About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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Awards

Best savings provider 2026

Awarded to the savings account provider rated highest in UK customer reviews.

RCI Bank Freedom Savings Account reviews (11989)

Easy money

ease of use, online security, competetive interest rates, efficient communication Reviewed on: 29th January 2026

A very easy App.

A very easy App. They keep me informed Reviewed on: 29th January 2026

100% reliable, easy and efficient.

100% reliable, easy and efficient. Reviewed on: 29th January 2026

A great experience overall

A great experience. I started off with a fixed term account that transferred to a freedom account at the end of the term. Interest rates are still very competitive. Reviewed on: 29th January 2026

Guaranteed deposit at competitive rate.

Better rate than many; treats old customers the same as new customers, backed by the £85K financial authority guarantee (now increased); quick to inform depositors of changes; easy & effective online access to account. Reviewed on: 29th January 2026

Consistently in the mix

Having banked with RCI Bank for several years I have never had any problems at all. However their savings rates are marginally less competitive at present and I do so wish they’d launch an ISA product Reviewed on: 29th January 2026

Easy to access account and manage withdrawals and cu...

Easy to access account and manage withdrawals and customer service very good, no long time waiting Reviewed on: 29th January 2026

I have found RCI to be a very efficient professional...

I have found RCI to be a very efficient professional service when dealing with my savings account . Reviewed on: 29th January 2026

Friendly customer service.

Friendly customer service. Transactions are as quick as other, but thus has caused me any problems. I interest rate is not as high as some banks.. Reviewed on: 29th January 2026

A good rate of interest, easy to use website, no...

A good rate of interest, easy to use website, no issues Reviewed on: 29th January 2026

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