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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,983 reviews, last reviewed 9th May 2026
70% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11983)

Great rate and easy site to use RCI has always been...

5
Great rate and easy site to use RCI has always been my preferred saver Reviewed on: 29th January 2026

Very good service over many years.

5
Very good service over many years. All ways an excellent experience which is a joy to use at all times whether making a deposit or making withdrawals which are seem less. Thank you again Reviewed on: 29th January 2026

Great customer service for an Account with competiti...

5
Great customer service for an Account with competitive interest rates Reviewed on: 29th January 2026

Good interest rate and not a bonus first year only rate

5
Great rate on our instant access savings account, which, unlike other offerings, with their often implicit first year bonus rate, has been maintained on our account for over 5 years. This means we don't have to move our savings around every year to get a competitive rate. Easy and intuitive app/website and good phone support when neeeded Reviewed on: 29th January 2026

A good interest rate that goes up as quickly as it g...

5
A good interest rate that goes up as quickly as it goes down when the Bank of England rate changes. Online banking is easy to use and customer service is spot on it you need to contact them. Reviewed on: 29th January 2026

Always up to date with rates

5
Always up to date with rates and keeping you informed of any changes Reviewed on: 29th January 2026

customer services excellent

5
Easy to navigate the website and customer services excellent Reviewed on: 29th January 2026

Very helpful on live chats!

5
The staff have been very helpful on live chats if I have ever needed it. Reviewed on: 29th January 2026

Super service.

5
I have been with the bank for quite a few years and I found them to very good and prompt service. Reviewed on: 29th January 2026

I've banked with RCI for a number of years and I've...

5
I've banked with RCI for a number of years and I've always found them professional, friendly and easy to deal with. Their information re accounts is straight forward and easy to understand. Their website and banking app is easy to navigate. Reviewed on: 29th January 2026

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