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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,983 reviews, last reviewed 9th May 2026
70% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11983)

A good product and an excellent mobile app, easy and...

5
A good product and an excellent mobile app, easy and simple. Reviewed on: 29th January 2026

Always helpful

5
Always helpful, online facilities easy to use Reviewed on: 29th January 2026

Untrained investor

5
I have not needed to contact for support so cannot comment on their performance. I would prefer if the interest rate was nearer the top of the market to save moving money just to get a better rate of return. Reviewed on: 29th January 2026

Always efficient online service, always inform chang...

5
Always efficient online service, always inform changes to account and swift response to any instructions Reviewed on: 29th January 2026

Feel secure knowing my savings are safe and working...

5
Feel secure knowing my savings are safe and working in my favour Reviewed on: 29th January 2026

RCI excellent in responding to customer feedback

5
RCI have been excellent in responding to customer feedback. The ability, now, to access your cash quickly is excellent. Their rates are pretty good and the simplicity of operating the website and App is excellent. Reviewed on: 29th January 2026

Excellent customer service

5
I am kept informed of all my deposits, withdrawals etc... and any changes I receive in plenty of time Reviewed on: 29th January 2026

Good rates and service

5
Good bank. Giving a good return. Good website. Reviewed on: 29th January 2026

RCI Simplicity

5
Easy to use. Reasonable interest rate. Easy access. Reviewed on: 29th January 2026

Competitive interest rate for all savers

5
For me the important aspect of the Freedom Savings account is the interest rate is the same for me as new customers and is competitive. Having to move savings around very couple of years to get a competitive interest rate is annoying, this account removes that issue. Reviewed on: 29th January 2026

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