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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,989 reviews, last reviewed 17th Jun 2026
60% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026
Martin N's avatar
Martin N

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11989)

Feel secure knowing my savings are safe and working...

5
Feel secure knowing my savings are safe and working in my favour Reviewed on: 29th January 2026

RCI excellent in responding to customer feedback

5
RCI have been excellent in responding to customer feedback. The ability, now, to access your cash quickly is excellent. Their rates are pretty good and the simplicity of operating the website and App is excellent. Reviewed on: 29th January 2026

Excellent customer service

5
I am kept informed of all my deposits, withdrawals etc... and any changes I receive in plenty of time Reviewed on: 29th January 2026

Good rates and service

5
Good bank. Giving a good return. Good website. Reviewed on: 29th January 2026

RCI Simplicity

5
Easy to use. Reasonable interest rate. Easy access. Reviewed on: 29th January 2026

Competitive interest rate for all savers

5
For me the important aspect of the Freedom Savings account is the interest rate is the same for me as new customers and is competitive. Having to move savings around very couple of years to get a competitive interest rate is annoying, this account removes that issue. Reviewed on: 29th January 2026

Easy to use website.

5
Good rates of interest with easy tko use website. Reviewed on: 29th January 2026

Quick and efficient money transfers.

5
Quick and efficient money transfers. Fair and reasonable interest rates. Reviewed on: 29th January 2026

Very good and informative.

5
Very good and informative. I’ve never had cause to complain. Reviewed on: 29th January 2026

Inadequacy of the main High St Banks..

4
Put simply challenger Banks such as RCI provide sensible Business Savings Rates. Something the main High St Banks still have not learnt and one assumes never will. Reviewed on: 29th January 2026

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