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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,989 reviews, last reviewed 17th Jun 2026
60% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026
Martin N's avatar
Martin N

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11989)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

5
RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

My favourite bank!

5
Great products and website/app very easy to use. Wish they offered a current account too as I would be happy to use RCI for all my banking needs Reviewed on: 28th January 2026

Account interest rates ok at start but reduced twice...

4
Account interest rates ok at start but reduced twice in the year so far. any further reductions means I will seek an alternative with better rate Reviewed on: 28th January 2026

Always a person to talk to

5
Always a person to talk to. I like that and helpful. Rates are good too Reviewed on: 28th January 2026

patience and politeness

4
Always helpful on the phone. Don’t have to wait a long time for call to be answered and always with patience and curtesy, Reviewed on: 28th January 2026

Better than similar products in this bracket.

4
Better than similar products in this bracket. Clear and simple to use. Reviewed on: 28th January 2026

Easy to talk to well informed bank staff.

5
Easy to talk to well informed bank staff. Phone is always answered promptly. Reviewed on: 28th January 2026

Straightforward savings account and helpful customer...

5
Straightforward savings account and helpful customer service. Easy withdrawal when you need it. Reviewed on: 28th January 2026

I have been saving with RCI for several years and I...

5
I have been saving with RCI for several years and I would not change for any reason. The interface has been improved and it has just made access easier and faster. Reviewed on: 28th January 2026

Good service

5
Good interest rates and no hassle. Reviewed on: 28th January 2026

Effortless Banking

5
I have been with RCI for many years now and out of all the banks I use I find their app, website and customer service more efficient than most of the high street banks. Banking with them is effortless Reviewed on: 28th January 2026

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