Smart Money People Logo

RCI Bank: Freedom Savings Account reviews

4.90
Based on 11,982 reviews, last reviewed 4th May 2026
76% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great bank would recommend! Banked with them for a while very little money to invest at the moment due to lack of funds but I find RCI bank very easy to use. Reviewed on: 4th May 2026
Diane H's avatar
Diane H

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11982)

Review of the RCI Bank, Freedom Savings Account:

Good information.

5
Good information. Always tells me what is happening to my account and interest rates. If any problems l can ring. Reviewed on: 9th April 2025

Great at rate for an easy access account

5
Great at rate for an easy access account, they have also improved the delay in accessing funds now down to around 1 day Reviewed on: 22nd March 2025

Happy customer, no problems.

5
Happy customer, no problems. Would recommend Reviewed on: 22nd March 2025

Couldn’t rate customer service having never called.

4
Couldn’t rate customer service having never called..you were once about the best for interest but have now slipped back,but still quite good Reviewed on: 22nd March 2025

Open and transparent

4
We are advised well in advance of any rate changes, other conditions compare favourably with competitors Reviewed on: 22nd March 2025

good all round

5
Straightforward savings with reasonable rates and flexibilty. Just what we need for our circumstances. Reviewed on: 22nd March 2025

Good rate of interest.

5
Good rate of interest. Clear operations and security and confident of service Reviewed on: 22nd March 2025

I find the RCI Account easy to use which is importan...

4
I find the RCI Account easy to use which is important to me. Also, their interest rates always seem very competitive. Reviewed on: 22nd March 2025

If I have a problem it’s always easy to get through...

5
If I have a problem it’s always easy to get through on the phone and advise is always helpful. Reviewed on: 22nd March 2025

RCI Competitive Online Banking Services

5
Competitive rates of interest and seamless online transactions when called upon. I’ve recommended RCI banking to several colleagues and would love to win £1000 bonus! Reviewed on: 22nd March 2025

RCI why look anywhere else.

5
RCI give good rates of interest. The banking app is good and perfect for savings accounts. Transfer of money time is not always the same day but it is acceptable. Reviewed on: 22nd March 2025

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Fixed Term Savings Account

    from RCI Bank 4.89 from 3962 reviews
    RCI Bank
  • 95 Day Notice Account

    from RCI Bank 4.88 from 944 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.88 from 316 reviews
    RCI Bank
    View all products