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RCI Bank: Freedom Savings Account reviews

4.88
Based on 9,018 reviews, last reviewed 6th Mar 2026
164100% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
10%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

RCI is not slow to increase the savings interest rates Pleased that RCI is not slow to increase the interest rate when the financial markets indicate that savings rates need to increase. Reviewed on: 6th March 2026
Ken M's avatar
Ken M

Latest lowest rating:

1

App friendly savings Easy to use app that clearly shows different savings rates Reviewed on: 2nd February 2026
plnbarry's avatar
plnbarry

About this product

RCI Bank savings reviews can help you to find out more about life at RCI Bank. How easy is it to contact RCI Bank? And how friendly are they? Our RCI Bank savings reviews can help you to find out information like this. Smart Money People is an independent source of honest reviews.

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RCI Bank Freedom Savings Account reviews (9018)

Best rate that moves (up!) with the bank rate.

5
Best rate that moves (up!) with the bank rate. Reviewed on: 3rd March 2022

Top class

5
Easy access savings for that big project. Over the last 3 years I have saved up for a new garage door, carport, patio and new bathroom. Interest rates are adjusted automatically, and the same rate is offered to existing and new customers. Reviewed on: 3rd March 2022

First Class

5
Everything with RCI works like clockwork and if I ever need to speak to someone it is quick, courteous and efficient. Reviewed on: 3rd March 2022

VERY IMPRESSED

5
I have always found RCI to be very efficient, professional and have excellent customer service. They are very impressive and I cannot fault them at all. Reviewed on: 3rd March 2022

Good place for accessible savings

4
RCI Bank offers higher rates than the ever dwindling High Street banks for accessible savings. They keep me informed of changes and I am happy to bank with them. Reviewed on: 3rd March 2022

excellent bank

5
Particularly impressed that the bank raised interest rate, albeit from very low to low, on my savings account rather than just having a new account with the higher rate Reviewed on: 3rd March 2022

RCI Freedom Savings

5
The account is easy to use, has a competative interest rate and withdrawals complete within two working days. Reviewed on: 3rd March 2022

Good Product

5
The account has a good app enabling easy access to the account. The inerest rate remains very competitive. Reviewed on: 3rd March 2022

Easy to use

5
The site is easy to use and the interest rate has gone up automatically with the rise from the BoE Reviewed on: 3rd March 2022

no service problems

5
seem ok but as with all banks not really giving a return to savers Reviewed on: 3rd March 2022

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