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RCI Bank: Freedom Savings Account reviews

4.88
Based on 9,018 reviews, last reviewed 6th Mar 2026
164100% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
10%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

RCI is not slow to increase the savings interest rates Pleased that RCI is not slow to increase the interest rate when the financial markets indicate that savings rates need to increase. Reviewed on: 6th March 2026
Ken M's avatar
Ken M

Latest lowest rating:

1

App friendly savings Easy to use app that clearly shows different savings rates Reviewed on: 2nd February 2026
plnbarry's avatar
plnbarry

About this product

RCI Bank savings reviews can help you to find out more about life at RCI Bank. How easy is it to contact RCI Bank? And how friendly are they? Our RCI Bank savings reviews can help you to find out information like this. Smart Money People is an independent source of honest reviews.

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RCI Bank Freedom Savings Account reviews (9018)

Excellent online service

5
Easy to use app, good communication, security feels strong. Much better interest rate than my current account bank Reviewed on: 2nd March 2022

Competitive interest rate

5
Great interest rate, good customer service. I'm able to make planned future withdrawals. Reviewed on: 2nd March 2022

Kept informed

4
I love the text notifications when deposits are made into my account. Keeps me informed and confident that transfers have been successful. Reviewed on: 2nd March 2022

With RCI Before They Were FSCS And Staying With RCI

5
Great bank, i've never had a problem in all the time i've had an accout and they increase the interest rate when able, i don't use the app but when my direct debits go in to my account i recieve a text, can't fault them and glad to be a customer, certainly beat the majority of ordinary banks with interest and access to money Reviewed on: 2nd March 2022

This is the bank you look for!

5
Efficient, timely, accurate and ease of use access...just what you want Reviewed on: 2nd March 2022

Great interest rate

5
RCI Bank have created a great instant access savings account that is easy to use, simple to withdraw from, a doddle to pay into and with great interest rates that are really competitive in the banking world. Reviewed on: 2nd March 2022

Banking as it should be!

5
Great honest, up front, helpful non rip-off banking at it's best. The call centre is really helpful. I like the fact that they will actually put up rates rather than just drop them & give existing loyal customers the same deal as new customers. Reviewed on: 2nd March 2022

Consistently good interest rate without having to shop around

5
I've had RCI accounts for many years and any time I check they always have a market leading interest rate. With better rates available on notice accounts they have a good range. Reviewed on: 2nd March 2022

Freedom Website

5
The Freedom account has a very good website. Reviewed on: 2nd March 2022

A reliable Internet Bank

5
I have been using RCI for many years they always have realistic interest rates and the app is easy to use. Reviewed on: 2nd March 2022

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