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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,989 reviews, last reviewed 17th Jun 2026
60% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026
Martin N's avatar
Martin N

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11989)

Very helpful when changing account to a joint account.

4
Very helpful when changing account to a joint account. Reviewed on: 20th March 2025

Competitive

5
i have assessed interest rates from other avenues and found RCI to be competitive Reviewed on: 20th March 2025

My requests are alkways handled quickly.

5
My requests are alkways handled quickly. They change savings rates pretty quickly following any changes to external changes and are quick to notify me of the change, whether up or down. Reviewed on: 20th March 2025

No nonsense accounts, good savings rates always ther...

5
No nonsense accounts, good savings rates always there to help. Reviewed on: 20th March 2025

I have always been pleased with RCI Bank, from compe...

5
I have always been pleased with RCI Bank, from competitive interest rates to ease of dealing with them online. Reviewed on: 20th March 2025

RCI are transparent - they raise interest rates for...

5
RCI are transparent - they raise interest rates for existing as well as new customers. Their website is very easy to use. Simple, straightforward and good communication. Simplicity is their unique attribute. Reviewed on: 20th March 2025

see and save.

5
Easy to see your savings and access them. Reviewed on: 20th March 2025

Excellent interest rates

5
RCI always gives very competitive interest rates. Very easy to deposit into and withdraw from my savings account. Reviewed on: 20th March 2025

Easy to use, great interest rates

5
RCI makes banking super easy. Love their website and they consistently increase their savings rates. I do wish we were able to have pots for various saving reasons but overall, I have no complaints with their service and would recommend. They are also accepting of those with dual nationalities e.g. UK/US citizens. Reviewed on: 20th March 2025

Always been good experience and rate of Interest

5
Always been good experience and rate of Interest Reviewed on: 20th March 2025

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