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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,989 reviews, last reviewed 17th Jun 2026
60% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026
Martin N's avatar
Martin N

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11989)

excellent interest rate.

5
excellent interest rate.Better than any other bank Reviewed on: 12th March 2025

It's a good place to save

5
It's a good place to save money especially if you lack saving discipline. Reviewed on: 12th March 2025

Competitive interest rotes.

5
Competitive interest rotes. Good website & excellent customer service. Reviewed on: 12th March 2025

Customer service is the interaction of humans, machi...

3
Customer service is the interaction of humans, machines providing a service is frankly a nonesense so i have no experience of 'customer service' from RCI Reviewed on: 12th March 2025

Saving with RCI Bank

5
Setting up an account with RCI is easy and straight forward. The website is very informative and gives clear instructions to guide you to where you want to go on the site. Support is very good and always very helpful with queries and always go out their way to solve any issue. Depositing is straight forward and withdrawing from the account is made simple. I have never had any difficulties since joining RCI with managing my account. Reviewed on: 12th March 2025

Banking as it should be in the 21st century.

5
Banking as it should be in the 21st century. products that give good returns and so easy to set up online. 24/7 access and security upermost. Reviewed on: 12th March 2025

No frills or fuss.

4
No frills or fuss.Simple accounting and savings. Reviewed on: 12th March 2025

Clear and transparent terms and conditions.

5
Clear and transparent terms and conditions, unambiguously laid out. Very competitive rate of interest for a flexible account.. Crystal clear website for managing the account and clear timescales for transactions laid out for planning movements. Timely and clear notifications are communicated (e.g. necessary website or systems maintenance) so inconvenience is virtually non-existent. As such have vary rarely had to phone customer services for assistance. On the two occasions I have telephoned, the staff were friendly but still professional, extremely helpful and left no stone unturned in satisfaction. RCI Bank is an exemplary organisation amongst the wide field of providers. Reviewed on: 11th March 2025

Simple and easy account to.open and manage

5
Simple and easy to open account, great communication and the bonus of monthly interest applied to your account is a nice way to see your savings grow. Reviewed on: 11th March 2025

Easy to get through and great customer service.

5
Easy to get through and great customer service. Reviewed on: 11th March 2025

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