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RCI Bank: Freedom Savings Account reviews

4.90
Based on 11,983 reviews, last reviewed 9th May 2026
73% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11983)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

5
RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

A great customer experience

5
I found their website clearly laid out, and in fact, attractive and simple to use. Depositing and withdrawing money is always carried out quickly and efficiently. I also like the fact that they send an email confirming the above every time. Finally, after research with other banks with whom I also save, RCI Bank always seems to offer one of the best savings interest rates with their Freedom savings. Reviewed on: 11th March 2025

Great Bank with an easy interface.

5
Great Bank with an easy interface. No problems at all in the few years I have been a customer. Reviewed on: 11th March 2025

Quick service with queries handled rapidly.

5
Quick service with queries handled rapidly. Reviewed on: 11th March 2025

EASY TO OPEN AND EXCELLENT RATES OFFERED.

5
EASY TO OPEN AND EXCELLENT RATES OFFERED. EFFICIENT TRANSFERS IN AND OUT. Reviewed on: 11th March 2025

Practical and good value

5
Easy to use app - and I don’t get pestered every five minutes by someone who thinks they know better about how to utilise my savings. Interest rate good too Reviewed on: 11th March 2025

All good

5
great app; good interest rates; trouble free Reviewed on: 11th March 2025

Suits my needs perfectly.

5
Suits my needs perfectly. Easy to use app. Keeps me informed. Interest rates satisfactory for my easy access account. Never had a problem with this bank. Reviewed on: 11th March 2025

Good Rates. Easy to Manage

5
RCI provide some of the best savings interest rates, whether easy access or fixed term. Don't delay though. I have just missed a good rate for a 2yr fix because I was trying to work out what is going to happen to interest rates over the next two years! I have always managed my accounts online and have never had any problems. I don't remember the last time I needed to speak to anyone at RCI so can't comment on that. Reviewed on: 11th March 2025

Hassle free and good rates.

5
Hassle free and good rates. Easy to use and a very user friendly app. Reviewed on: 11th March 2025

Always have good competitive rates

5
Always have good competitive rates Reviewed on: 11th March 2025

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