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RCI Bank: Freedom Savings Account reviews

Name: Freedom Savings Account
Rating: 4.84 (11989 reviews)

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4.84

Based on 11,989 reviews, last reviewed 17th Jun 2026

60% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026

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About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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Awards

Best savings provider 2026

Awarded to the savings account provider rated highest in UK customer reviews.

RCI Bank Freedom Savings Account reviews (11989)

RCI Bank appraisal

Polite staff offering excellent service Reviewed on: 11th March 2025

RCI BANK FREEDOM ACCOUNT

Excellent service and competitive interest rates. Response times good. Reviewed on: 11th March 2025

Bank has improved speed of withdrawals to nominated...

Bank has improved speed of withdrawals to nominated bank and maintained competitive interest rates. Easy to use web site that answers most if not all questions Reviewed on: 11th March 2025

Everything on line works extremely well from request...

Everything on line works extremely well from requesting a withdrawal and receipt of money Reviewed on: 11th March 2025

TAKING CARE OF ME AND MY MONEY

Great interest rate and excellent customer service by professionals both online and telephone which is very important to me. Reviewed on: 11th March 2025

Faultless

I have never had a problem with RCI since I started investing with them. Everything is very user friendly. Reviewed on: 11th March 2025

Easy to use and understand product

Very easy to use app, good communication on maturity options, straight forward and fast to move money, good flexible product Reviewed on: 11th March 2025

Always competitive interest rates and easy to open a...

Always competitive interest rates and easy to open account via app Reviewed on: 11th March 2025

Reliable.

Reliable. Easy to manage. Informative. Competitive Reviewed on: 11th March 2025

I was a bit apprehensive using an online Bank Account.

I was a bit apprehensive at first as it was the first time I have used a totally oline Bank Account, but the interest rate with RCI was one of the best around at the time so just went for it. Once I invested in a Fixed Term Account I was pleasantly surprised how easy the web site was to use. After the Fixed Term Account matured I had the option to reinvest with a new Fixed Term, transfer your funds in to a Easy Access Account, which is ideal if you want to withdraw funds at any time, or have your funds paid directly in to your nominated Bank Account. Contacting RCI is straight forward by Telephone, email or online message. After nearly ten years with the RCI Bank I have not had any issues or problems with any of my accounts and I am totally happy with the online experience. Reviewed on: 11th March 2025

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