Smart Money People Logo

RCI Bank: Freedom Savings Account reviews

4.90
Based on 11,983 reviews, last reviewed 9th May 2026
70% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

Review RCI Bank: Freedom Savings Account now

Help others make smarter decisions by sharing your own experience. Write a review

RCI Bank Freedom Savings Account reviews (11983)

Transfer money

5
The flexibility of being in this account enables me to transfer money quickly with the benefit of achieving a competitive interest rate Reviewed on: 13th March 2022

Excellent customer experience

5
Easy, good interest rates, excellent service Reviewed on: 12th March 2022

Good safe banking

5
Although interest rates have been very low, RCI have been amongst the top end for savers. With all the scammers about it is nice to know that the only way money can be removed from my account is directly into my current account. Reviewed on: 11th March 2022

Great savings account

5
Does exactly what you need from a savings account. Rewards existing customers not just new customers. Reviewed on: 10th March 2022

Great Interest rate

5
Held accounts with RCI for some time along with a number of other financial institutions. Following the 2 Bank of England base rate increases they are the only bank to have followed this up with increases in their rates. Bravo RCI. Reviewed on: 10th March 2022

Excellent customer service

5
I feel happy and secure that my money is with RCI Bank Reviewed on: 9th March 2022

Efficient with a good Web site

4
All works efficiently, interest rates lower for a while however since the increase very competitive again. Reviewed on: 9th March 2022

Good saving account

5
very good easy access saving account in the current low interest rate invironment. Reviewed on: 9th March 2022

Just great

5
RCI Freedom Savings account has consistently paid a competitive rate of interest and is straightforward to manage. The bank are helpful, the App works and I feel confident my money is at least as safe as with other institutions. I have no hestatation in recommending RCI Bank. Reviewed on: 7th March 2022

Treats Customers Fairly

4
Savings account offering very good interest rate with no complications. Rates were raised very quickly after BoE raises. Reviewed on: 7th March 2022

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Fixed term savings account

    from RCI Bank 4.89 from 3962 reviews
    RCI Bank
  • 95 Day Notice Account

    from RCI Bank 4.88 from 944 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.88 from 316 reviews
    RCI Bank
    View all products