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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,989 reviews, last reviewed 17th Jun 2026
60% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026
Martin N's avatar
Martin N

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11989)

Great Interest rate

5
Held accounts with RCI for some time along with a number of other financial institutions. Following the 2 Bank of England base rate increases they are the only bank to have followed this up with increases in their rates. Bravo RCI. Reviewed on: 10th March 2022

Excellent customer service

5
I feel happy and secure that my money is with RCI Bank Reviewed on: 9th March 2022

Efficient with a good Web site

4
All works efficiently, interest rates lower for a while however since the increase very competitive again. Reviewed on: 9th March 2022

Good saving account

5
very good easy access saving account in the current low interest rate invironment. Reviewed on: 9th March 2022

Just great

5
RCI Freedom Savings account has consistently paid a competitive rate of interest and is straightforward to manage. The bank are helpful, the App works and I feel confident my money is at least as safe as with other institutions. I have no hestatation in recommending RCI Bank. Reviewed on: 7th March 2022

Treats Customers Fairly

4
Savings account offering very good interest rate with no complications. Rates were raised very quickly after BoE raises. Reviewed on: 7th March 2022

the best

5
best saving account in the difficult banking situation Reviewed on: 7th March 2022

RCI Bank

3
The Freedom Savings Account offers a fairly good rate of interest even though it recently fell considerably. It's beginning to recover. The online facility is pretty good. Reviewed on: 7th March 2022

Proactive supplier

5
Has twice reacted to changes in Bank of England interest rates (within days of the increase), to improve their Savings rate! Reviewed on: 7th March 2022

Better rates, better service

5
I have received better rates than elsewhere and when I need advice and information I get it straight away. Reviewed on: 7th March 2022

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