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RCI Bank: Freedom Savings Account reviews

4.90
Based on 11,983 reviews, last reviewed 9th May 2026
70% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
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1%
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0%
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0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
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T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11983)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

5
RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

Good reaction to interest rate rises

4
I ahve found RCI to react far quicker than othwer banks tom recent rate increases , however small so have recommended to others Reviewed on: 3rd March 2022

Reliable, innovative and quick to respond to changes.

4
Have been using RCI for savings for several years during which timr they have always been quick to respond to changes in interest rates and their rates remain at the upper end of those offered . Reviewed on: 3rd March 2022

RCI for Excellent Compassionate Speedy Service

5
Absolutely delighted with my dealings with, and service from, RCi Bank. Reviewed on: 3rd March 2022

Easy to operate

5
Easy to operate and a great rate of interest. Reviewed on: 3rd March 2022

Freedom to save and earn interest

5
Easily set up as a separate savings product, my branch cheque account used as a feeder account instead of their own pathetic deposit rate. The only account of mine to increase it's interest rate recently since I opened it in September 2019. The app is a bonus to have available on my smartphone too. That RCi Bank is regulated by the FCA was a factor in my choosing this online savings account. Reviewed on: 3rd March 2022

Good service

4
Only short wait for telephone response and helpful assistance. Reviewed on: 3rd March 2022

a reliable and enterprising bank

5
this bank has treated us well and has been a reliable place for some of our savings Reviewed on: 3rd March 2022

Fuss-free saving.

5
I use the account for saving most months. It's simple to pay money in and to withdraw to my nominated account. Reviewed on: 3rd March 2022

Great Bank and Great Rates

5
RCI Bank, was easy to set up. They rates are usually highly competitive and with the Freedom Saving account yo can get any monies back really quickly, that is 12-24 hours to you nominated account. It is a variable rate so increments as conditions in the banking sector change. Reviewed on: 3rd March 2022

Straightforward and smart

5
If anything, I’m sceptical… RCI cured me. They are amazing at customer relations and calming any fears you may have about investing your savings in a bank you don’t really know. I have never regretted using them. Their website is excellent and it’s easy and secure. I have no qualms at all and will recommend to anyone. Thank you. Reviewed on: 3rd March 2022

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