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RCI Bank: Freedom Savings Account reviews

4.90
Based on 11,983 reviews, last reviewed 9th May 2026
70% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
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T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11983)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

5
RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

Good place for accessible savings

4
RCI Bank offers higher rates than the ever dwindling High Street banks for accessible savings. They keep me informed of changes and I am happy to bank with them. Reviewed on: 3rd March 2022

excellent bank

5
Particularly impressed that the bank raised interest rate, albeit from very low to low, on my savings account rather than just having a new account with the higher rate Reviewed on: 3rd March 2022

RCI Freedom Savings

5
The account is easy to use, has a competative interest rate and withdrawals complete within two working days. Reviewed on: 3rd March 2022

Good Product

5
The account has a good app enabling easy access to the account. The inerest rate remains very competitive. Reviewed on: 3rd March 2022

Easy to use

5
The site is easy to use and the interest rate has gone up automatically with the rise from the BoE Reviewed on: 3rd March 2022

no service problems

5
seem ok but as with all banks not really giving a return to savers Reviewed on: 3rd March 2022

Easy to access and good rate

5
Both my wife and I've have held a freedom account for several years now, and find it very useful. You get a good savings rate, beating most regular banks, and you can deposit and withdraw money as often as you like. When interest rates go up they're on the ball increasing the rate for the freedom account, and have a grace period when rates go down. Reviewed on: 3rd March 2022

Amazing

5
RCI is a great bank. Its easy to access your account and a great way to save! Reviewed on: 3rd March 2022

Always been really happy with RCI

5
They seem to have the best interest rates around and the website is very easy to negotiate. Reviewed on: 3rd March 2022

Great Bank

5
Excellent online banking facility. Competitive interest rates Reviewed on: 3rd March 2022

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