Smart Money People Logo

Santander: 123 Credit Card reviews

3.88
Based on 151 reviews, last reviewed 24th Aug 2024
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
46%
See only 4 star reviews
26%
See only 3 star reviews
13%
See only 2 star reviews
5%
See only 1 star reviews
10%

Latest highest rating:

5

I have been with them from the beginning and current... I have been with them from the beginning and current account as well as credit card with them. They can be easily contacted as I live nearb. Reviewed on: 24th August 2024
Moods's avatar
Moods

Latest lowest rating:

1

Poor app and website Poor experience. Would not recommend. Locked out of account for no reason. Reviewed on: 30th April 2024
Reece C's avatar
Reece C

About this product

Santander 123 Credit Card reviews can help you to find out about the pros and cons of the 123 Credit Card credit card. What kind of features do Santander customers like? Find out more about the Santander 123 Credit Card by reading our trusted Smart Money People reviews. You can also write your own Santander 123 Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

Santander 123 Credit Card reviews (151)

Review of the Santander, 123 Credit Card:

Not happy the rate is dropping soon

3
Good because of the cashback it pays. That said, it's about to be cut though so will drop rating to 'just ok' Reviewed on: 19th December 2016

I have been with them from the beginning and current...

5
I have been with them from the beginning and current account as well as credit card with them. They can be easily contacted as I live nearb. Reviewed on: 24th August 2024

Good interest

4
I use my Santader credit card to build my credit score so I can get a mortgage for my first house. Reviewed on: 27th June 2024

Poor app and website

1
Poor experience. Would not recommend. Locked out of account for no reason. Reviewed on: 30th April 2024

Reliable responsive accurate informative and persona...

5
Reliable responsive accurate informative and personable. Reviewed on: 24th February 2024

Good to average

4
smooth contact with people involved with Santander when queries occur Reviewed on: 15th February 2024

Excellent service

5
Always had excellent service and cash back scheme is good Reviewed on: 1st February 2024

The credit card that can not cope with couples

2
My husband and I have a credit card each on one credit card account. We have a mobile phone each and an email each, which is fairly normal for modern people. I travel alot for work and sometimes want to use my credit card when I am away from home and the husband. He might want to use his when we arent together as well !! But we can only have one registered phone for OTP. Its crazy that I cant have my phone linked to my card number and my husband have his linked to his card number. Come on Santander get into the 21st century !! Reviewed on: 18th January 2024

Credit card

5
Very good product and communication Reviewed on: 7th September 2023

Santander customer service

5
Recently I had an issue with a Limousine company, had hired a limo for my daughters wedding, this did not turn up on the day which caused so much upset, we eventually found out the limo company had gone into liquidation, so I rang Santander and Top marks to the customer service staff and the loss prevention officer carefully and kindly dealt with my issues BRILLIANTLY Reviewed on: 1st August 2023

Taking the worry away

5
Not only is this account and card simple to use, earning money to use it is a bonus for me. Reviewed on: 1st June 2023

Do you have a different Santander product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

There's still more to see!

Santander has a range of products available. Check the ratings of each product to find the right one for you. View all products