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Santander: 123 Credit Card reviews

Name: 123 Credit Card
Rating: 3.94 (159 reviews)

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3.91

Based on 159 reviews, last reviewed 12th Jun 2025

100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

47%

25%

13%

10%

Latest highest rating:

5

Statement and local branch Statement is very clear and there is a local branch if I need to speak face to face with someone. Reviewed on: 12th June 2025

Latest lowest rating:

1

Beyond incompetent and useless Beyond incompetent and useless. No words can express the radicicolous treatment given by this bank. I would advise anyone and everyone to avoid contac... Read more Reviewed on: 28th January 2025

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About this product

Santander 123 Credit Card reviews (159)

Review of the Santander, 123 Credit Card:

it's OK

It's OK... was much better when I was in the interest free period!! Reviewed on: 19th December 2016

Statement and local branch

Statement is very clear and there is a local branch if I need to speak face to face with someone. Reviewed on: 12th June 2025

good but could be better with cashback

They could offer more cashback on spending so it's beneficial Reviewed on: 22nd April 2025

Had this account for 10 years, had really no problems.

Had this account for 10 years, had really no problems. Reviewed on: 13th April 2025

Good rates of interest, but competition offers better

Good rates of interest, but competition offers better Reviewed on: 2nd April 2025

Very efficient safe service and still on the high st...

Very efficient safe service and still on the high street, lots of banks aren’t Reviewed on: 2nd April 2025

great card and cashback .

great card and cashback . Have earnt hundreds f punds over the last 5 years so suggest getting one Reviewed on: 27th February 2025

Excellent service and great value.

Excellent service and great value. Reviewed on: 26th February 2025

Beyond incompetent and useless

Beyond incompetent and useless. No words can express the radicicolous treatment given by this bank. I would advise anyone and everyone to avoid contact with this bank. Reviewed on: 28th January 2025

I have been with them from the beginning and current...

I have been with them from the beginning and current account as well as credit card with them. They can be easily contacted as I live nearb. Reviewed on: 24th August 2024

Good interest

I use my Santader credit card to build my credit score so I can get a mortgage for my first house. Reviewed on: 27th June 2024

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