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Santander: 123 Credit Card reviews

Name: 123 Credit Card
Rating: 3.92 (151 reviews)

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3.89

Based on 151 reviews, last reviewed 24th Aug 2024

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

46%

26%

13%

10%

Latest highest rating:

5

I have been with them from the beginning and current... I have been with them from the beginning and current account as well as credit card with them. They can be easily contacted as I live nearb. Reviewed on: 24th August 2024

Latest lowest rating:

1

Poor app and website Poor experience. Would not recommend. Locked out of account for no reason. Reviewed on: 30th April 2024

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About this product

Santander 123 Credit Card reviews can help you to find out about the pros and cons of the 123 Credit Card credit card. What kind of features do Santander customers like? Find out more about the Santander 123 Credit Card by reading our trusted Smart Money People reviews. You can also write your own Santander 123 Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

Santander 123 Credit Card reviews (151)

Review of the Santander, 123 Credit Card:

Not happy the rate is dropping soon

Good because of the cashback it pays. That said, it's about to be cut though so will drop rating to 'just ok' Reviewed on: 19th December 2016

Good experience

As far as banks go (I am not a fan) this one has been very good - great customer service. Reviewed on: 4th April 2018

Perfectly good

Great having 0% interest for two years , has been useful to have and having the cash back has evened the £3 cost out a month. Reviewed on: 4th April 2018

Very good

very good, no messing about, good communication. The only thing that annoys me is that you can't change your payment date online, you have to phone and speak to an actual person Reviewed on: 4th April 2018

Pays for itself

The reward programme is good and more than covers the fee. Reviewed on: 4th April 2018

My review

Love this bank Reliable and never let you down Reviewed on: 30th January 2018

Not great

Bad customer service. I don’t recommend. Reviewed on: 7th January 2018

great Apr

Very good Apr for a long time excellent customer service Reviewed on: 5th January 2018

Easy Transactions

I have the 123 credit card and just so easy to use aswell as rewarding from the benefits it has. So easy to check my balance online and pay extra off on it each month if I want. Reviewed on: 4th January 2018

Great idea

This is the best card Ive had and the cash back is a bonus Reviewed on: 31st December 2017

Santander

Always good , always courteous and friendly Reviewed on: 26th November 2017

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