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Santander: 123 current account (discontinued) reviews

Name: 123 current account (discontinued)
Rating: 4.10 (1277 reviews)

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4.10

Based on 1,277 reviews, last reviewed 1st Jul 2026

56% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

54%

27%

Latest highest rating:

5

Everything Brilliant Interest on my account, cash back on utilities, only £500 a month needs to go in the account. There’s always somebody available on line, in branch or ... Read more Reviewed on: 18th June 2026

Latest lowest rating:

1

Complaint procedure Terrible experience trying to get them to resolve a complaint about a failure of theit system. They have restricted my bank access as a result and th... Read more Reviewed on: 1st July 2026

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About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Review Santander: 123 current account (discontinued) now

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Santander 123 current account (discontinued) reviews (1277)

Great product, love the cash back and interest rate.

A great product to have, cash back on normal spends more than cover the fee and the interest rate is really good for savings. Reviewed on: 13th February 2016

Really Pleased!

Never had any problems with them and been a customer for a few years now. Reviewed on: 12th February 2016

Changed to Santander last year after 40 years woth same High Street bank.

Before I did not receive any interest on my current account Since changing to Santander I can earn 3 per cent on up to £20,000. I also get paid a sum for paying direct debits from the account. There is a fee of £5 per month. It is early days yet but so far so good! Reviewed on: 12th February 2016

Great interest and cash back payments

Great current account. Makes loads of money each month Reviewed on: 12th February 2016

Great interest and cashback too

3% interest upto £20K plus cashback on utilities, council tax, water rates, etc. What could be better? Reviewed on: 12th February 2016

My local branch is the best!

I am with Santander, my local branch is the absolute best a few weeks ago the ATM machine decided not to give me my money but still take it from my account! It was all of my bill and shopping money and the last I had apart from £10 in my Reviewed on: 11th February 2016

Love the app

I love being with Santander UK the mobile app is super easy to use, the staff in branch are always helpful and we've never had any problems! Reviewed on: 11th February 2016

Friendly staff

I love my bank - mostly because of the friendly staff and their knowledge Reviewed on: 11th February 2016

123 Cashback

I love Santander because they give me cash back on my 123 account! Reviewed on: 11th February 2016

Great interest rates

I love my bank, 3% on a current account Reviewed on: 11th February 2016

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