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Santander: 123 Current Account (discontinued) reviews

Name: 123 Current Account (discontinued)
Rating: 4.16 (1265 reviews)

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4.16

Based on 1,265 reviews, last reviewed 26th Jan 2026

200% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

55%

27%

Latest highest rating:

5

Good interest rate for credit balances and is accept... Good interest rate for credit balances and is accepted abroad Reviewed on: 26th January 2026

Latest lowest rating:

2

Loved the 123 account why did it go? Had a 123 account loved it, then Santander changed it to basic, whilst trying to get me to upgrade to a edge account which would cost me money most mo... Read more Reviewed on: 25th January 2026

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About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Review Santander: 123 Current Account (discontinued) now

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Santander 123 Current Account (discontinued) reviews (1265)

Changed to Santander last year after 40 years woth same High Street bank.

Before I did not receive any interest on my current account Since changing to Santander I can earn 3 per cent on up to £20,000. I also get paid a sum for paying direct debits from the account. There is a fee of £5 per month. It is early days yet but so far so good! Reviewed on: 12th February 2016

Great interest and cash back payments

Great current account. Makes loads of money each month Reviewed on: 12th February 2016

Great interest and cashback too

3% interest upto £20K plus cashback on utilities, council tax, water rates, etc. What could be better? Reviewed on: 12th February 2016

My local branch is the best!

I am with Santander, my local branch is the absolute best a few weeks ago the ATM machine decided not to give me my money but still take it from my account! It was all of my bill and shopping money and the last I had apart from £10 in my Reviewed on: 11th February 2016

Love the app

I love being with Santander UK the mobile app is super easy to use, the staff in branch are always helpful and we've never had any problems! Reviewed on: 11th February 2016

Friendly staff

I love my bank - mostly because of the friendly staff and their knowledge Reviewed on: 11th February 2016

123 Cashback

I love Santander because they give me cash back on my 123 account! Reviewed on: 11th February 2016

Great interest rates

I love my bank, 3% on a current account Reviewed on: 11th February 2016

Good range of benefits

I love my bank, Santander-great rate of interest and good range of benefits,in short a fantastic current account!Xx Reviewed on: 11th February 2016

Friendly and helpful

I love my bank...... They have had such a bad press for customer service but I have never been given any cause to complain. The staff at my local branch are so friendly and helpful whenever I have needed advice Reviewed on: 11th February 2016

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