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Santander: 123 Current Account (discontinued) reviews

View other Santander products
4.18
Based on 1,252 reviews, last reviewed 5th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
55%
See only 4 star reviews
27%
See only 3 star reviews
8%
See only 2 star reviews
4%
See only 1 star reviews
6%

Latest highest rating:

5

Santander Good app. Easy to set up and use with minimal fuss. Everything seems straightforward Reviewed on: 5th September 2025
Jos's avatar
Jos

Latest lowest rating:

2

Is that a bank for the elderly ? Strong impression that the bank have little time for customers . I approached my local branch 4 times since May 2025 for certificates of interest whic... Read more Reviewed on: 23rd June 2025
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Tina
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About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Review Santander: 123 Current Account (discontinued) now

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Santander 123 Current Account (discontinued) reviews (1252)

Great Bank

5
Great Customer service & top staff Reviewed on: 9th February 2018
Paul Aislabie's avatar
Paul Aislabie

Great bank

5
Excellent customer service and reasonable banking rates Reviewed on: 8th February 2018
jharvey43's avatar
jharvey43

123 Current account

4
The Santander 123 current account, is great for me as I can earn money back from it. My mortgage payments go through it every month automatically, meaning over the past 5 years, I have earned over £300! a welcome amount! Reviewed on: 8th February 2018
Myles Roberts's avatar
Myles Roberts

Great bank

5
I changed from Rbs to Santander a year ago now and would not look back Reviewed on: 7th February 2018
Gemma craig's avatar
Gemma craig

Happy with account

5
Very happy with accont, can access it online which is convenient for checking and transferring money, no problems, also commission paid for direct debits etc is handy Reviewed on: 7th February 2018
Marion Payne's avatar
Marion Payne

Been with for 20 years

4
Been with the bank for 20 years and have only had a few problems and they was sorted out there and then. Reviewed on: 7th February 2018
Sian 12345's avatar
Sian 12345

GREAT PRODUCT!

5
Excellent customer service at my local branch at Devizes in Wiltshire. Great to receive interest on a current account. Reviewed on: 6th February 2018
BARBARA's avatar
BARBARA

Great product

4
I started using this product a few years ago and despite that interest dropped in half and fee doubled since then...it's still the best on the market...recommended++ Reviewed on: 5th February 2018
Assa's avatar
Assa

Consistently great!

5
Never had any problems with this account, it's always consistently great. The overdraft is great and offers me flexibility with my money, without any hefty charges occurring. The online banking app is wonderful and makes my life very easy. Reviewed on: 5th February 2018
Sarah Fielding's avatar
Sarah Fielding

Amazing Products but even better service

5
The no.1 bank. I trust Santander and the service I receive is always excellent Reviewed on: 5th February 2018
Michelle Murray's avatar
Michelle Murray

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