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Santander: 123 Current Account (discontinued) reviews

Name: 123 Current Account (discontinued)
Rating: 4.19 (1247 reviews)

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4.17

Based on 1,247 reviews, last reviewed 18th Apr 2025

50% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

55%

27%

Latest highest rating:

5

123 current account was reliable with good cashback I had a 123 current account with santander, and liked the cashback. The app is fairly easy to navigate but it can be tricky sometimes to access the bu... Read more Reviewed on: 18th April 2025

Latest lowest rating:

1

Goodbye Santander Unable to withdraw my cash when needed. A real lack of proactive help from this bank to keep our business. All accounts now closed. Reviewed on: 4th April 2025

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About this product

Review Santander: 123 Current Account (discontinued) now

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Santander 123 Current Account (discontinued) reviews (1247)

Good perks from a bank? Surely not!!

Had a good sign on bonus and tiered bonuses for paying our bills through Santander. We also sweep any balances to one of their good rate savings account. They've been pleasure to bank with. Reviewed on: 8th November 2017

Money for nothing

You use a current account, right? You pay your bills by DD, right? Do both with Santander 123 lite, and for £1 a month, get circa £5 a month cashback. It's effectively free pennies for stuff your bank does anyway. Reviewed on: 8th November 2017

VERY GOOD PRODUCT

VERY GOOD PRODUCT CASH BACK MAKES IT VERY INVITING MAKES YOU FEEL LIKE YOUR ARE EARNING A BIT OF EXTRA MONEY WHICH OF COURSE YOU ARE. BUT VVERY GOOD COMCEPT. Reviewed on: 8th November 2017

Excellent account

Cash back on bills happy days, easily pays back more than nominal monthly charge Reviewed on: 8th November 2017

Satisfied with Santander

I like the fact that I get money back on what I spend. It encourages me to use this account and the credit card which, in turn, means most of my spending is in one place so I can administer it better. I found this account to be efficient. I do online banking and it's very secure. Staff on the teleohone are helpful and knowledgeable. Reviewed on: 8th November 2017

Personal Banking

I've been with Santander since it was the Alliance snd Leicester and what has kept me a loyal customer, is the people behind the counter. No mstter which branch i use the staff are allways helpfull, well trained, and most importantly for me, friendly and knowledgeable. Reviewed on: 8th November 2017

Good rate of interest.

Good rate of interest on £20000 with instant access. Reviewed on: 8th November 2017

Title

It's a good account, as long as you have your bills paid out of it Reviewed on: 7th November 2017

Santander current account

Nothing special, but does the job Reviewed on: 7th November 2017

Cash back please!

This is the perfect joint account for your household bills. The mobile banking is seriously easy to use and you get a nice cash back every month from your direct debits for bills and even mortgage if it is with Santander. Reviewed on: 6th November 2017

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