Smart Money People Logo

Santander: Choice Current Account reviews

4.23
Based on 22 reviews, last reviewed 21st Apr 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
54%
See only 4 star reviews
32%
3 star
See only 3 star reviews
0%
See only 2 star reviews
5%
See only 1 star reviews
9%

Latest highest rating:

5

I have been with Santander since 2001 and never had... I have been with Santander since 2001 and never had any issues. Reviewed on: 21st April 2026
RaviP's avatar
RaviP

Latest lowest rating:

1

Useless customer service I have been their customer for over 20 years. With COVID and several cancelled tickets, I started charge back process with them. 1st went fine. Then I... Read more Reviewed on: 22nd December 2020
G Markovic's avatar
G Markovic

About this product

Santander no longer offers the Choice Current Account.

Review Santander: Choice Current Account now

Help others make smarter decisions by sharing your own experience. Write a review

Santander Choice Current Account reviews (22)

santander bank

5
santander bank do offer you help and guidelines Reviewed on: 3rd April 2023

Just what you need

4
No issues since opening, simple to use on a daily basis, mobile app is great and functional since downloading. Reviewed on: 26th March 2021

Great App

5
Superb app makes banking very easy Reviewed on: 10th March 2021

Very good

5
Very good and helpful bank to me and my family since 12 years ago Reviewed on: 24th February 2021

Useless customer service

1
I have been their customer for over 20 years. With COVID and several cancelled tickets, I started charge back process with them. 1st went fine. Then I had 2 other cancelled tickets and all hell starts there. From the link that they forgot to send me, to non working links, to non professional managers (Imran) calling me back to tell me it must be my laptop ( and I have 2 of them) - my stress level was rising up with every call. One of the managers was kind enough to provide me with the email address to send all documents and I thought it was all done. But no, I received another letter that they did not receive documents ( and I sent over 30). Then I had to spend another lunch break calling them and explaining they have everything. Then they had to investigate AGAN and I had a call back from another manager ( it seems they are advancing people who are not fit to be managers and they do not bother even to read the notes/ history before they call me back) who told me it was all good, I just have to wait and offered me £50 compensation for 13 calls ( and every call is minimum 40 minutes) for my stress and waisted time.Meanwhile, my interest free offer was ending and I was still awaiting for them to check everything so I ended up paying the interest for their mistakes. I refused her £50 and waited for the cancelled tickets to be refunded. Another 6 weeks down the line, 1 refund was issued but not the other ( this is already 3 months waiting) . I was abroad and called them yesterday and asked for someone to call me back. The manager called me today , named Tracy to tell me it was my mistake that I sent everything together for both references. This is the reason why they asked again (!) for documents. At that point I lost it as it was clear to be that she did not read anything, otherwise she would know that I went through 13 calls to send them finally documents via email as none of the links they sent were not working. She was rude, obnoxious and not fit to be a manger and she has no people skills. I called these people 15 times and they called me at least 6 times and to treat me like this? Disgusting! I will close my account with this bank as soon as I finish all this as they have the worst customer service ever. Big disappointment. Reviewed on: 22nd December 2020

Great Service

5
They are always alert to any fraudulent looking payments, also I went overdrawn on one occasion and they waived the fee! Good service! Reviewed on: 8th November 2018

Santander continue to ignore complaints

1
Santander continue to ignore complaints from the local residents and the parish council in Milton Keynes by allowing their staff to park on grass verges and damage them thereby making them unsafe for local people. Repeated emails to their 'executive complaints team' are ignored or replied to with meaningless platitudes which are clearly written by the office junior. For a multi-national company to act in this negligent and arrogant manner just shows that big banks really don't care about the little people, some of whom of course will be their own customers! Reviewed on: 7th March 2018

my account review

4
could offer interest to this account type Reviewed on: 10th February 2018

Always 100% reliable

5
Across 8 years of banking with Santander I have never had a bad experience with a member of staff. While friends have had to deal with rude or obnoxious staff members at other banks, Santander have always done everything to go above and beyond. Reviewed on: 22nd January 2018

Good choice account

5
No charges for going over your account amount and only one monthly fee Reviewed on: 20th January 2018

Do you have a different Santander product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from Santander?

  • Life Insurance

    from Santander 5.00 from 2 reviews
    Santander
  • Zero Credit Card

    from Santander 4.21 from 21 reviews
    Santander
  • 123 Current Account (discontinued)

    from Santander 4.17 from 1275 reviews
    Santander
    View all products