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Santander: Saver reviews

Name: Saver
Rating: 3.50 (58 reviews)

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3.50

Based on 58 reviews, last reviewed 8th Jul 2026

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

43%

26%

19%

Latest highest rating:

5

A modern, responsive bank. Rates are very competitive, if not the highest. When there are minor issues, I have always found full assistance and problems solving solutions. The a... Read more Reviewed on: 20th February 2026

Latest lowest rating:

1

The customer is always wrong I tried to open the First Home Saver account, and definitely completed the correct form as I ticked a box agreeing to use the funds towards a first ho... Read more Reviewed on: 8th July 2026

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About this product

Santander savings reviews can help you to find out more about life at Santander. How easy is it to contact Santander? And how friendly are they? Our Santander savings reviews can help you to find out information like this. Smart Money People is an independent source of honest reviews.

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Santander Saver reviews (58)

A straight forward no problem savings account

An easy to set up, no credit rating needed saving's account. A cashpoint card is supplied, easy to set up direct debits & great customer service. The only downside is it takes longer for cheques to clear & no online service. Reviewed on: 12th February 2017

Conned out of cash by a 2nd layer buried terms and conditions

I payed p&p on a £89 face cream going as a trial at £4 Two weeks later £89 was out of my bank account Was not in the terms and conditions. so Santander reembursed me £89 and the company did likewise.Grand I made £89 and got the product for nothing Reviewed on: 4th February 2017

Pitiful interest rate

I received a letter today informing me that the interest rate that my daughter would receive on her savings account was reducing from 0.1% to 0.01%. Even with low base rates this is ridiculously low. Reviewed on: 24th December 2016

Easy to manage online

I bank with Santander, i wanted to have little savings pots, linked to my account. I had to open several individual savings accounts. I receive individual paperwork for each account. So when the interest rate changed i received 8 letters. Total waste of resources. Why cant they link my savings accounts to my main current a count. I used to bank with I F, they were abel yo do this. Reviewed on: 6th September 2016

Fantastic

Whenever I have contacted Santander about anything, they have always been very good at dealing with any problems that I may have Reviewed on: 6th September 2016

The customer service makes the difference..

Although most savings accounts are much of a muchness these days, offering very low interest rates, I have stayed with Santander because of their above average customer service. No query is too much trouble whether by e.mail, telephone or in branch. I have always found them very helpful and quick to respond. Been a customer for over 20 years. Reviewed on: 30th August 2016

Low rates but good online banking

The interest rates on the Santander aren't very exciting at the moment but I do like their online banking feature which allows you to set savings targets and split the account into virtual "pots" - I have a holiday pot, a christmas shopping pot and a rainy day pot :) Reviewed on: 9th August 2015

Unhappy Bunny!

With a new tax year on the horizon, I'm looking for options that mean my money can earn a half decent return. It's not Santander's fault, but the rates on offer at the banks are pretty bad! Reviewed on: 2nd April 2015

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