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Santander: Zero Credit Card reviews

Name: Zero Credit Card
Rating: 3.94 (17 reviews)

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3.82

Based on 17 reviews, last reviewed 21st Jun 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

52%

12%

18%

12%

Latest highest rating:

5

Useful credit card as no fee for spending abroad Useful credit card as no fee for spending abroad Reviewed on: 21st June 2025

Latest lowest rating:

1

Really bad and ineffective customer service Really bad and ineffective customer service, unhelpful at best so changing bank. Reviewed on: 19th March 2025

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About this product

Santander launched the Zero credit card in October 2016 after they removed the 123 credit card from sale. If you're looking for a credit card to use abroad, check out our Zero credit card reviews to see what people like you are saying about using this card for foreign purchases and cash withdrawals abroad.

Already used the Zero credit card on your travels? Please write a review on Smart Money People and help others who are looking for a credit card for foreign transactions!

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Santander Zero Credit Card reviews (17)

Works

Works everywhere without additional fees Reviewed on: 15th February 2022

Credit card

Good for travel due to the interest rate/conversion Reviewed on: 27th April 2020

Zero credit card - best for travelers

The santander zero credit card - no charges even when using abroad and in different currencies. Reviewed on: 19th January 2020

Fee free foreign spending

No fees when spending abroad and fee free foreign currency ATM withdrawals make this card the perfect companion when spending abroad Reviewed on: 5th November 2019

Nice simple credit card for travelling

Great simple card for travelling, zero fees for using your abroad in local currency and even zero fees on taking out cash abroad! No monthly fee, just would be nice to get some cashback or incentive in the uk. Reviewed on: 30th June 2017

Smooth, easy communication

I love being able to get straight through on a helpline, and to be greeted by a lovely tone by someone who is so happy to assist! Super friendly customer service. 10/10 for communications & ive never had any isssues with my service! Reviewed on: 24th June 2017

Trusty for travel

Loyal Zero customer. It's served me well for many years on all my travels. Reviewed on: 11th June 2017

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