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Santander: Zero Credit Card reviews

4.23
Based on 22 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
55%
See only 4 star reviews
18%
See only 3 star reviews
14%
See only 2 star reviews
9%
See only 1 star reviews
5%

Latest highest rating:

4

Very good bank, best app alll easy Very good bank, best app alll easy Reviewed on: 20th August 2026
Bartlomiej W's avatar
Bartlomiej W

Latest lowest rating:

1

Really bad and ineffective customer service Really bad and ineffective customer service, unhelpful at best so changing bank. Reviewed on: 19th March 2025
David K's avatar
David K

About this product

Santander launched the Zero credit card in October 2016 after they removed the 123 credit card from sale. If you're looking for a credit card to use abroad, check out our Zero credit card reviews to see what people like you are saying about using this card for foreign purchases and cash withdrawals abroad.

Already used the Zero credit card on your travels? Please write a review on Smart Money People and help others who are looking for a credit card for foreign transactions!

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Santander Zero Credit Card reviews (22)

Smooth, easy communication

5
I love being able to get straight through on a helpline, and to be greeted by a lovely tone by someone who is so happy to assist! Super friendly customer service. 10/10 for communications & ive never had any isssues with my service! Reviewed on: 24th June 2017

Trusty for travel

4
Loyal Zero customer. It's served me well for many years on all my travels. Reviewed on: 11th June 2017

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