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Scottish Building Society: Mortgages reviews

4.66
Based on 366 reviews, last reviewed 22nd Aug 2025
60% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
75%
See only 4 star reviews
18%
See only 3 star reviews
4%
See only 2 star reviews
2%
See only 1 star reviews
1%

Latest highest rating:

5

Efficient, Reliable, Helpful I dealt with Jill, Mortgages advisor in Edinburgh and the service and received from her was outstanding. The service in Glasgow today for transfer of ... Read more Reviewed on: 22nd August 2025
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Latest lowest rating:

2

The application process is very outdated The application process is very outdated and of a legacy nature. Everything seems to be done via post with no modern online elements like other lender... Read more Reviewed on: 10th June 2024
Chris Kelly's avatar
Chris Kelly

About this product

Scottish Building Society have been helping people buy properties in Scotland since 1848.

Scottish Building Society mortgages are available for remortgages, self-builds, holiday lets, retirement interest only, entrepreneurs and standard residential loans.

Scottish Building Society mortgage reviews help you find out what it’s really like to be a customer. If you’ve used Scottish Building Society before, you can also leave a review and share your experience.

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Scottish Building Society Mortgages reviews (366)

Excellent customer service

5
Advisor was knowledgeable and extremely helpful. Liam sorted out my query in a very professional manner. Reviewed on: 22nd June 2023

Prefessionaly Handled with no issues

5
Seemless re-mortgage with SBS, good customer service, kept informed troughout Reviewed on: 22nd June 2023

Mortgage repayment

5
I am paying back by interest only equity taken out on my property.. The interest payment is the most managble on the market I have found and the Scottish Building Society to have been most helpfull in guiding me throughout the process of setting up the repayments with my Bank Reviewed on: 15th June 2023

Reasonably easy change to provider.

5
All good with the exception of some unusual questions about pensions. Reviewed on: 15th June 2023

Quick, easy and helpful

5
Was a good experience. I asked to upgrade the valuation to include a level 2 survey which saved me paying twice. Once for a valuation and again for a survey. Service was very friendly albeit sometimes a bit difficult to understand because I don't speak Scottish. Reviewed on: 13th June 2023

We got there in the end

4
Thoroughness and being canny with money engenders confidence in a company Reviewed on: 11th June 2023

Mortgage

4
I did not have much to do directly with them as this was handled by Solicitors Reviewed on: 9th June 2023

Great service.!!

5
Great service from the start. Rate was the lowest at the time. Will see what the next 3 years brings. Reviewed on: 9th June 2023

Not happy with this remortgage at all

2
I have remortgaged many times over the last 20 years and this has been the worst yet!! Having to provide paperwork for an extension that's been up for 10 years. Some i had to buy from the council. There's an ongoing dispute with the solicitors you use and myself and the mortgage centre in regards to lying, with holding information and not providing me with the correct information. As soon as I can im moving to a better company Reviewed on: 9th June 2023

Mortgage review

5
Good efficient service and information Reviewed on: 8th June 2023

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