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Scottish Building Society: Mortgages reviews

Name: Mortgages
Rating: 4.63 (350 reviews)

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4.65

Based on 350 reviews, last reviewed 24th Apr 2025

40% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

75%

18%

Latest highest rating:

5

The whole experience was smooth throughout and I was... The whole experience was smooth throughout and I was kept informed of the progress without having to ask for updates. Reviewed on: 24th April 2025

Latest lowest rating:

2

The application process is very outdated The application process is very outdated and of a legacy nature. Everything seems to be done via post with no modern online elements like other lender... Read more Reviewed on: 10th June 2024

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About this product

Securing your dream home is the goal, but finding the perfect mortgage is an important step along the way. We collect Scottish Building Society mortgage reviews from existing borrowers to help you make an informed decision.

Scottish Building Society is the oldest remaining building society in the world, offering a range of mortgage products. Before taking out a mortgage product, make sure that you’re confident that you understand the terms, conditions and interest rates. Always consult the lender or an independent advisor if you’re unsure or have any questions.

Are you looking for a mortgage with Scottish Building Society? Read the reviews on Smart Money People to find out what existing customers have to say about their experiences. Learn which mortgage product they have and how satisfied they have been throughout the term. Find out how well the lender has kept borrowers updated with any mortgage news and changes. Learn all of this and more in our Scottish Building Society mortgage reviews.

Have you got a mortgage with Scottish Building Society? Share your experience with others on Smart Money People. Tell us about the application process: was it easy to understand? Did you have any unusual circumstances that made it difficult to find the right lender? How would you rate Scottish Building Society’s customer service? Would you recommend the lender to family and friends? Whether good or bad, write a Scottish Building Society mortgage review today. Together, we can help people like you make better financial decisions.

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Scottish Building Society Mortgages reviews (350)

Mr and Mrs Alexander Murray Mortgage Application

Excellent advice from the Mortgage Consultant David Rolleston. He recommended highly the Scottish Building Society. As a result the application was made to the Company and we were delighted with the very professional response and assistance at every step of the process. We will certainly recommend the Company to friends and family. Reviewed on: 2nd October 2022

No problems encountered

Overall excellent. Maybe a little more trusting in future. Reviewed on: 30th September 2022

No fuss - smoothly completed

Just a little confusion about mortgage documents sent from solicitors and where they should be returned. Reviewed on: 29th September 2022

Totally Satisfied

Our Financial advisor gave us several options and we chose the Scottish Building Society as everything was clearly laid out which made the process seamless Everything was completed to our total satisfaction Reviewed on: 29th September 2022

Good

Scottish Building Society are easy to deal with. I have experienced no issues. Would recommend. Reviewed on: 29th September 2022

Amazing

They were very patient whilst out move in date was constantly delayed Reviewed on: 28th September 2022

Self build to fixed rate mortgage

Overall we have had a great experience with SBS, when in the self build phase of the mortgage SBS were easy to deal with and provided drawdown funds quickly and painlessly once all paperwork was in order. Once we had our building control completion certificate in place we got transferred to a fixed rate mortgage of our choosing within around a week saving us a considerable amount. Overall an excellent experience. Reviewed on: 28th September 2022

Very helpful with as a first time buyer

Very helpful throughout the whole process, and good rates too! I was asking for a slightly more complicated mortgage and they were incredibly helpful in getting this setup. A big thumbs up. Reviewed on: 28th September 2022

No hastle

Everything went smooth and was kept informed all the way Reviewed on: 27th September 2022

Brilliant options for First-Time Buyers

Although I applied for the mortgage through a mortgage adviser, I was happy with the options for first-time buyers that were available from the Scottish Building Society. The process of application was smooth and the documents were easy to provide. They gave me all the information I need, and I feel like I can easily get in touch with them if I have any queries. Reviewed on: 27th September 2022

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