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Scottish Building Society: Mortgages reviews

Name: Mortgages
Rating: 4.63 (341 reviews)

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4.62

Based on 341 reviews, last reviewed 14th Nov 2024

82% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

75%

18%

Latest highest rating:

4

Lifetime Mortgagr Very efficient and speedy response when obtaining a lifetime mortgage Reviewed on: 14th November 2024

Latest lowest rating:

2

The application process is very outdated The application process is very outdated and of a legacy nature. Everything seems to be done via post with no modern online elements like other lender... Read more Reviewed on: 10th June 2024

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About this product

Securing your dream home is the goal, but finding the perfect mortgage is an important step along the way. We collect Scottish Building Society mortgage reviews from existing borrowers to help you make an informed decision.

Scottish Building Society is the oldest remaining building society in the world, offering a range of mortgage products. Before taking out a mortgage product, make sure that you’re confident that you understand the terms, conditions and interest rates. Always consult the lender or an independent advisor if you’re unsure or have any questions.

Are you looking for a mortgage with Scottish Building Society? Read the reviews on Smart Money People to find out what existing customers have to say about their experiences. Learn which mortgage product they have and how satisfied they have been throughout the term. Find out how well the lender has kept borrowers updated with any mortgage news and changes. Learn all of this and more in our Scottish Building Society mortgage reviews.

Have you got a mortgage with Scottish Building Society? Share your experience with others on Smart Money People. Tell us about the application process: was it easy to understand? Did you have any unusual circumstances that made it difficult to find the right lender? How would you rate Scottish Building Society’s customer service? Would you recommend the lender to family and friends? Whether good or bad, write a Scottish Building Society mortgage review today. Together, we can help people like you make better financial decisions.

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Scottish Building Society Mortgages reviews (341)

Brilliant options for First-Time Buyers

Although I applied for the mortgage through a mortgage adviser, I was happy with the options for first-time buyers that were available from the Scottish Building Society. The process of application was smooth and the documents were easy to provide. They gave me all the information I need, and I feel like I can easily get in touch with them if I have any queries. Reviewed on: 27th September 2022

Remortgage made easy

Efficient, knowledgeable and professional Reviewed on: 27th September 2022

Remortgage made easy.

From my first contact with SBS my remortgage was made easy. Any time I called I received the information I required. A lady called Nikki even called me from her home. Would have no hesitation in recommending SBS to anyone. Thank you. Ian. Reviewed on: 27th September 2022

Happy to have first mortgage approved

Our situation was a bit tricky and many lenders dropped out, so was very happy that SBS approved my mortgage. I was also keen to work with a local Scottish provider. The rate was decent and the communication was fast. My only wish is to have an online account to manage mortgage online (not found a way yet). Reviewed on: 27th September 2022

Great service and support

My new build was delayed. The team at SBS were fantastic and made the whole process seamless. They certainly alleviated my stress relating to the delay in the build. Well done to a great team. Reviewed on: 27th September 2022

Efficient open process

An overall efficient and speedy process from start to finish. Although using a broker, they were able to reach out and get information quickly when questions arose on deal and process. Only a few items, which isnt really negative, but, all paper based, which can slow things down a bit (and will become tedious when wanting to check balances etc quickly in future), and lack of direct contact (again used a broker though) during and after process. Neither above would stop me using SCB again or recommending. Deal was agreed and processed roughly in tome frame given, even when other lenders nearly quadrupled lead times! Overall great experience, and suited my needs. Thanks Reviewed on: 27th September 2022

Good once it was set up

The set up process was arranged through a broker, seemed to take a long time for additional information to be requested, perhaps a standard list of requirements should be drawn up to give to brokers/clients so that they know from the start what is required? Generally arranging draw downs was fine, a few of the times additional/different info was asked for by SBS so again perhaps a standard list of requirements issued at the start would help speed things up? Reviewed on: 26th September 2022

No hassle

Slight issue with first payment taken but all ok now. Reviewed on: 26th September 2022

Quite easy process.

Professional and helpful. No further comments. Reviewed on: 23rd September 2022

Excellent and prompt service

Questions answered promptly - as well as coming back to us very quickly if we need to respond queries. Highly recommend as service was very professional Reviewed on: 22nd September 2022

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