Smart Money People Logo

Scottish Building Society: Savings reviews

4.90
Based on 3,214 reviews, last reviewed 16th Mar 2026
22% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

First Rate Service with a Smile Audrey, the teller could not have been more helpful and pleasant throughout my time in the Galashiels branch. She gave me clear information and helpe... Read more Reviewed on: 16th March 2026
Verified source

Latest lowest rating:

1

Very poor communication and service to members Moving account after drop in interest rate. Delay in contact me on day of maturity so delay in receiving money. Then request copy of my bank statement... Read more Reviewed on: 4th February 2026
JENVY's avatar
JENVY

About this product

Scottish Building Society have a wide range of savings accounts to choose from.

Scottish Building Society savings accounts include products with fixed or variable rates, limited or instant access and some can be opened with just £1.

Scottish Building Society’s savings reviews help you find out what it’s really like to be a customer. If you’ve used Scottish Building Society before, you can also leave a review and share your experience.

Review Scottish Building Society: Savings now

Help others make smarter decisions by sharing your own experience. Write a review

Scottish Building Society Savings reviews (3214)

Friendly, knowledgeable, polite

5
Very friendly staff who always give great customer service. Reviewed on: 29th July 2024

A good experience

5
I was attended by staff who dealt with my request confidently and professionally. In these days it is refreshing that we still have an office to walk into rather than be dealt by a series of banal questions which are on a website and have little relevance. Reviewed on: 29th July 2024

Good, efficient and easy to deal with

5
Good and efficient service. Easy to operate the account. I dealt with post and phone only. Reviewed on: 29th July 2024

What I needed

5
Everything went very smoothly and the person I spoke to on the phone was very knowledgeable and helpful. Reviewed on: 29th July 2024

Efficient, friendly and welcoming

5
Great advice over the phone, very helpful in Fredrick St. Edinburgh branch. Warm welcome and very easy to talk to. Reviewed on: 29th July 2024

In branch service review

5
I was made aware of the SBS because one of my Scottish cousins works for you. Living in the SW of England I was previously unaware. The only thing that could be improved from my point of view is to have staff in large print as I am visually challenged. Reviewed on: 29th July 2024

Excellent financial institution

5
Always enjoy my visits to the Inverness branch. Staff very friendly and extremely helpful. Reviewed on: 26th July 2024

Great, keep going

5
We are very happy with the Scottish BS, you can talk to a human being and also we have a passbook so we can see clearly how things are progressing. Fed up with all the technology that is way above us and being pushed aside as we get older. Reviewed on: 26th July 2024

Accessible, customer-friendly, efficient

5
I was impressed by the efficient and friendly way my business was conducted. I could find no fault with it . On the current climate your financial products are reasonable. Dealing with a local branch and face-to-face contact is a very important factor when deciding which financial institution to use. Reviewed on: 26th July 2024

Responsive, good values

5
I really like the Society's ethos and always get excellent customer support. I had an old issue recently when I chose to put the proceeds of a maturing account into a new one. I got an email saying it had been set-up but then another one immediately after saying it couldn't be accessible online. I queried this and was told it was fixed but I had to make a manual request to add it to my list of account. All fine in the end but not sure I've had this before. Reviewed on: 26th July 2024

Do you have a different Scottish Building Society product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Scottish Building Society?

    View all products