Smart Money People Logo

Sheffield Credit Union: Loans reviews

4.93
Based on 2,713 reviews, last reviewed 23rd Dec 2025
94% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

All excellent apart from the e sign process is not e... All excellent apart from the e sign process is not easy on a phone you have to remember passcode then is fiddly you have to keep clicking from one pag... Read more Reviewed on: 23rd December 2025
caroline rose's avatar
caroline rose

Latest lowest rating:

1

Unprofessional and Discriminated Service I was refused a loan by Sheffield Credit Union despite being in permanent full-time employment for 5 years, and being on the electoral register at my ... Read more Reviewed on: 18th December 2025
Eric S's avatar
Eric S

About this product

A Sheffield Credit Union personal loan where you can borrow between £200 and £15,000.

Applying online takes less than ten minutes and cheaper interest rates are offered to people who have built up savings with Sheffield Credit Union.

Sheffield Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Sheffield Credit Union before, you can also leave a review and share your experience.

Sheffield Credit Union Loans reviews (2713)

Review of the Sheffield Credit Union, Loans:

Never had a problem with them at all

5
Never had a problem with them at all Reviewed on: 7th April 2025

Really helpful and good customer service

5
Really helpful and good customer service Reviewed on: 13th July 2025

Decision

2
Get response very late . I just applied for a loan and received the decision very late. Reviewed on: 13th July 2025

I have been using credit union for about 10 years an...

5
I have been using credit union for about 10 years and they are great and really easy to use Reviewed on: 13th July 2025

They have been so helpful, friendly and efficient.

5
They have been so helpful, friendly and efficient. That they take payment out of my child benefit is brilliant too. Reviewed on: 13th July 2025

Really quick and very helpful with any advice regard...

5
Really quick and very helpful with any advice regarding loans. Reviewed on: 13th July 2025

Friendly staff and good customer service

5
Friendly staff and good customer service Reviewed on: 13th July 2025

I haven't had any experiences yet, but I'm optimisti...

5
I haven't had any experiences yet, but I'm optimistic ;) Reviewed on: 13th July 2025

Great service, great customer service.

5
Great service, great customer service. Reviewed on: 13th July 2025

Straight forward process.

5
Straight forward process. Good communication Reviewed on: 13th July 2025

The staff at credit union was so helpful with my inq...

5
The staff at credit union was so helpful with my inquiry,at the office I found them very friendly and made my visit a easy going experience more so than you are made to feel at banks and building societies thank you so much for that made me feel so at ease as I suffer from anxiety Reviewed on: 13th July 2025

Do you have a different Sheffield Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Sheffield Credit Union?

    View all products