Write a review

Go to business site

SmartSave: Savings reviews

Name: Savings
Rating: 4.77 (2549 reviews)

View other SmartSave products

4.77

Based on 2,549 reviews, last reviewed 22nd Jan 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

82%

15%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024

Read all reviews See your review

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

Have you used a SmartSave savings account? Leave a Smart Money People review to help increase trust and transparency in financial services.

SmartSave Savings reviews (2549)

Review of the SmartSave, Savings:

Lack of personal contact by telephone with a custome...

Lack of personal contact by telephone with a customer adviser Reviewed on: 18th March 2024

Good communication and great for investing.

Good communication and great for investing. Reviewed on: 26th January 2024

One of the best savings interest rates

I looked at a comparison site for the best fixed rate savings companies at that time and Smart Save was near the top. Was happy with the interest rate offered. Reviewed on: 26th January 2024

Smart save offers great returns and has an excelle...

Smart save offers great returns and has an excellent, easy to use website. Reviewed on: 26th January 2024

It was simple to invest and at the time was one of t...

It was simple to invest and at the time was one of the best rates. Reviewed on: 26th January 2024

1 year fixed rate

I have a 1 year fixed, which was the highest rate on the market at the time, and they are still in the highest currently, so I will be staying with them once it matures. Reviewed on: 26th January 2024

Really easy to set up, offered the best rate...

Really easy to set up, offered the best rate when I needed to put my money somewhere safe. Website easy to navigate. All round top quality. Reviewed on: 26th January 2024

A simplistic proposition

A Simplistic Proposition with market leading interest rates backed by a simple, clear and customer friendly online approach. Reviewed on: 26th January 2024

Best rates out there!

Simple online application with competitive rates. Would highly recommend Reviewed on: 26th January 2024

All communication with SmartSave has been clear and...

All communication with SmartSave has been clear and informative and upfront. And my interaction with the website has been easy and seamless including cashing in my savings at this time to pay for a funeral Reviewed on: 26th January 2024

Alternative products

Child Trust Fund
from OneFamily 2.15 from 12 reviews
Personal Savings
from Hampshire Trust Bank 4.40 from 10 reviews
Savings
from Suffolk Building Society, formerly Ipswich Building Society 4.94 from 1828 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub