Smart Money People Logo

SmartSave: Savings reviews

4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

Have you used a SmartSave savings account? Leave a Smart Money People review to help increase trust and transparency in financial services.

SmartSave Savings reviews (2549)

Review of the SmartSave, Savings:

Lack of personal contact by telephone with a custome...

5
Lack of personal contact by telephone with a customer adviser Reviewed on: 18th March 2024

Excellent savings account interest rate

5
I had a great fixed rate one year savings account with an excellent interest rate. The account was easy to open online Reviewed on: 26th January 2024

No fuss, straightforward.

5
No fuss, straightforward. Simple and easy to use. Did what it said on the tin. No complaints! Reviewed on: 26th January 2024

A easy no nonsense account opening with a decent ann...

5
A easy no nonsense account opening with a decent annual return. Deposit and forget until the term ends or you're offered a renewal period. Reviewed on: 26th January 2024

I looked for a good rate for my savings and last yea...

5
I looked for a good rate for my savings and last year it was with Smart Save Reviewed on: 26th January 2024

Good service

4
Good. Would of liked a couple more updates Reviewed on: 26th January 2024

Easy setup and great rates

5
Easy to set up and competitive interest rates. Reviewed on: 26th January 2024

Read about you on Martin Lewis website, and by that...

5
Read about you on Martin Lewis website, and by that I knew you could be trusted with my savings. It was so easy to do I’m not that good on computer it says a lot that I was able to deposit my savings with you so easily. Reviewed on: 26th January 2024

Super easy to set up

5
It was quick and easy to set up and earning a good interest rate. Reviewed on: 26th January 2024

Very easy to open accounts online and excellent comm...

5
Very easy to open accounts online and excellent communication Reviewed on: 26th January 2024

Can’t fault service and available rates

5
Very easy company to deal with. Savings account opened online and no issues. Good fixed rates available. Once fixed rate was due to end very clear email correspondence received on how to reinvest or how to opt to have funds returned Reviewed on: 26th January 2024