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SmartSave: Savings reviews

4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Review of the SmartSave, Savings:

Lack of personal contact by telephone with a custome...

5
Lack of personal contact by telephone with a customer adviser Reviewed on: 18th March 2024

Efficient service and good range of accounts offered...

5
Efficient service and good range of accounts offered with competitive interest rates. Reviewed on: 26th January 2024

Excellent experience with SmartSave

5
Just deposited my money and a year later I took some of my savings out, but I liked SmartSave so much I left the majority of my savings with SmartSave again. Reviewed on: 26th January 2024

Great rates and easy to manage accounts

5
Great rates and easy to manage accounts Reviewed on: 26th January 2024

Hassle free, Good communication via email.

5
Hassle free, Good communication via email. Reviewed on: 26th January 2024

No hard sell.

5
No hard sell. Good rate of interest and easy to use online. Reviewed on: 26th January 2024

Great savings

5
Always very good customer service Reviewed on: 26th January 2024

I’ve done a fixed rate savings for the second year n...

5
I’ve done a fixed rate savings for the second year now and i can’t speak highly enough about how easy it is to set up. Reviewed on: 26th January 2024

Good interest rates

5
I’ve used smartsave for a few years the interest rate is excellent no problems Reviewed on: 26th January 2024

A Smart Move with Smart Save

5
Opening an account with Smart Save was a very easy process. Great interest rates too! Great communication. All round a very happy customer. Reviewed on: 26th January 2024

Smartsave fixed-rate ISA

5
Smartsave Bank's fixed-rate ISA provides a reliable and secure investment option with competitive interest rates. The simplicity of their platform and transparent terms make it easy for investors to plan and achieve their financial goals. Reviewed on: 26th January 2024