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SmartSave: Savings reviews

4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Review of the SmartSave, Savings:

Lack of personal contact by telephone with a custome...

5
Lack of personal contact by telephone with a customer adviser Reviewed on: 18th March 2024

easy to use savings acccount

5
easy to use savings acccount, competitive rate of interest Reviewed on: 27th January 2024

I have never had any issues with smartsave.

5
I have never had any issues with smartsave. Reviewed on: 27th January 2024

Almost non-existent communicatons.

2
Almost non-existent communicatons. I receive so little information from this bank I've had to keep checking in to make sure it's not a scam to reassure myself. I thought I would at least receive some sort of paperwork to confirm I had an account and my money safely transferred, but I received one email and then silence. A bit more communication would make me feel like it's a trustworthy institution. Also the option to move to the new accounts with better interest rate. I'm stuck on a lower one and feel the terms are quite harsh compared to others on the market now. Reviewed on: 26th January 2024

Nothing springs to mind.

4
Nothing springs to mind. It's been fine. Reviewed on: 26th January 2024

Easy app to use .

5
Easy app to use . Great returns on your savings Reviewed on: 26th January 2024

Easy to set up an account and transfer money in...

5
Easy to set up an account and transfer money in Reviewed on: 26th January 2024

excellent service and good products

5
excellent service and good products Reviewed on: 26th January 2024

Great Savings Company

5
Excellent online service, very competitive interest rates, easy process to apply for a product and to open quickly. Reviewed on: 26th January 2024

Overall they provided a very good online service.

4
Overall they provided a very good service. I did everything online from a remote location with no problems at all. This is how modern banking should be done. No need for branches when there is clear and concise information online. Reviewed on: 26th January 2024

My smartsave

5
Easy to use ..plus customer service is excellent Reviewed on: 26th January 2024