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SmartSave: Savings reviews

4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Review of the SmartSave, Savings:

Lack of personal contact by telephone with a custome...

5
Lack of personal contact by telephone with a customer adviser Reviewed on: 18th March 2024

Great saving rates, easy to set up account.

5
Great saving rates, easy to set up account. Reviewed on: 26th January 2024

simple, excellent rates.

5
simple, excellent rates. Great interface. Reviewed on: 26th January 2024

Easy to set up and simple instructions.

4
Easy to set up and simple instructions. Best rates around and seems reliable. Will wait and see nearer to maturity date for a better understanding of the service quality they provide Reviewed on: 26th January 2024

Very easy process.

5
Very easy process. No problems. Easy to set up online. Reviewed on: 26th January 2024

Good savings rates.

5
We took Martin Lewis's recommendation to invest our money with SmartSave because their rates were good. We have not been disappointed. Reviewed on: 26th January 2024

Online savings

4
Good rates and easy to deal with Reviewed on: 26th January 2024

Excellent interest rates easy to understand smartsaveu

5
Excellent interest rates easy to understand Reviewed on: 26th January 2024

Good savings deal and hassle free.

5
Good savings deal and hassle free. Have recommend to friends and family. Reviewed on: 26th January 2024

a great option for building savings

5
Smart save has been a great option for me to build my savings, simple and easy to set up and manage! Prompt service and straightforward to manage my money. I love the regular email updates- everything is in plain English and easy to understand Reviewed on: 26th January 2024

A simple process for opening fixed ISAs

4
A simple process for opening fixed ISAs Reviewed on: 26th January 2024