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Starling Bank: Under 16s card reviews

Name: Under 16s card
Rating: 4.89 (3124 reviews)

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4.89

Based on 3,124 reviews, last reviewed 11th Jun 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simple, fast and flexible under 16 account setup So easy to set up an under 16 account and have all the fallibility age controls to manage the account alongside our son. Reviewed on: 11th June 2026

Latest lowest rating:

1

Software not working properly In spite of several calls to Customer Service, both my children's accounts are still not up and running properly which has wasted an enormous amount o... Read more Reviewed on: 25th April 2024

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About this product

Starling offer an under 16s account with an award-winning free debit card and app for 6–15 year olds.

You get instant phone notifications every time your child spends or receives money and you can set automatic top-ups. The Under 16s account is easy to set up from your Starling personal or joint account.

Starling Under 16s card reviews help you find out what it’s really like to be a customer. If you’ve used Starling before, you can also leave a review and share your experience.

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Starling Bank Under 16s card reviews (3124)

I have found the bank to be easy to use and the cust...

I have found the bank to be easy to use and the customer service invaluable in certain situations. I would highly recommend them and my daughter loves her kite account Reviewed on: 12th April 2024

I want sure what to expect, but it has been so easy.

I want sure what to expect, but it has been so easy. I recommend it to everyone. Reviewed on: 12th April 2024

I love the Kite card. It's super convenient!

I love the Kite card. It's super convenient! Reviewed on: 12th April 2024

Great for children

Great starter package for children Reviewed on: 12th April 2024

I wanted two daily accounts for my 9 and 12 year olds.

I wanted two daily accounts for my 9 and 12 year olds. They have some pocket money etc and this bank has been superb from start to finish. I opened an account to transfer money for their accounts (pocket money, birthday money etc) and the whole process was made really easy and straight forward. I now have my savings paid in to my Starling account rather than keep it with my high street bank (Lloyds) as Starling were better with interest rates and more accessible for the kids. I have recommended them to all my parent friends! I love their notification and ‘Spaces’ functions! Reviewed on: 12th April 2024

Fab Account.

The account is so easy to use and easy to transfer money too! It gives my daughter the freedom of accessing her own finances but I can also track her transactions at the same time to see where the pennies are going Reviewed on: 12th April 2024

Quick, East and simple to use.

Quick, East and simple to use. It break your spending down for you and you can see everything in one place. Reviewed on: 12th April 2024

Thank you This has instantly provided my 11 and 6 ye...

Thank you This has instantly provided my 11 and 6 year old a feeling of financial independence They are now happily spending and thinking about how much they have to spend as a habit Super steps to ongoing financial literacy Reviewed on: 12th April 2024

A great card and service

A great card and service for my kid and easy monitoring of spend Reviewed on: 12th April 2024

Unpredictable

I have found the kite account unpredictable. Many times my daughter has been out with friends and her card has been declined it then says to enter PIN which she does -the transaction is still declined. The adult account never has this issue. We are now trying to upgrade to adult account but not enough information online to make this smooth transition. Reviewed on: 12th April 2024

Reply from Starling Bank Hi Heather, we're sorry to hear this. Please take a look here for where Kite cards are accepted - https://help.starlingbank.com/personal/topics/starling-kite/where-is-the-kite-card-accepted/. If your child is over 18 years old, they can have a standard current account, if they are aged 16-17 they are able to open a Teen account, otherwise they will only be eligible for the Kite card. You can't convert the Kite card into another account, and the account holder must make a new application themselves. If you have any further questions, please call us on 020 7930 4450. Team Starling Response date: 25th April 2024

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