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Starling Bank: Under 16s card reviews

Name: Under 16s card
Rating: 4.89 (3124 reviews)

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4.89

Based on 3,124 reviews, last reviewed 11th Jun 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simple, fast and flexible under 16 account setup So easy to set up an under 16 account and have all the fallibility age controls to manage the account alongside our son. Reviewed on: 11th June 2026

Latest lowest rating:

1

Software not working properly In spite of several calls to Customer Service, both my children's accounts are still not up and running properly which has wasted an enormous amount o... Read more Reviewed on: 25th April 2024

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About this product

Starling offer an under 16s account with an award-winning free debit card and app for 6–15 year olds.

You get instant phone notifications every time your child spends or receives money and you can set automatic top-ups. The Under 16s account is easy to set up from your Starling personal or joint account.

Starling Under 16s card reviews help you find out what it’s really like to be a customer. If you’ve used Starling before, you can also leave a review and share your experience.

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Starling Bank Under 16s card reviews (3124)

Great to teach kids money management

Got this while there was still a charge but paid as wanted to start teaching my son about money and wanted him to have some independence, love its now free. Its easy to use and manage as mum and also easy for my 11 year old to use. He loves having a card to use and I feel he will carry the account forward to his adult banking life. Reviewed on: 12th April 2024

Love that it is free and easy to use

Love that it is free and easy to use, many banks charge for accounts for kids. This is easy and clear to use. Reviewed on: 12th April 2024

The fact that this is free makes all the difference...

The fact that this is free makes all the difference when you have more than one child. Ease of use I can set spending caps, I can see when they have spent and where. Reviewed on: 12th April 2024

Absolutely Fabulous in every way

Fabulous service for both me and kids. Great interest rate. They can track their spending as well as me. Reviewed on: 12th April 2024

The app is really simple to use and we can manage pa...

The app is really simple to use and we can manage payment of pocket money easily Reviewed on: 12th April 2024

Absolutely brilliant bank best that most bricks and...

Absolutely brilliant bank best that most bricks and mortar banks Reviewed on: 12th April 2024

Kite Account Super easy to set up.

Kite Account Super easy to set up. My kids love looking at how much their pocket money is in their account and I would say it’s actively encouraged them to save and be more conscious of money and that it’s helping them to form good money habits. I like that I can control the spending amount too. Reviewed on: 12th April 2024

I started banking with Starling mainly due to a Flor...

I started banking with Starling mainly due to a Florida trip, having found that my own bank, the wife's bank and our business all had charges for using a card overseas, whereas starling don't make any charges and all transactions are at the daily interest rate, hats off to starling, having then received around £5 in interest for having my holiday money in the account for a month (what a pleasant suprise) I decided going forward to pay my company dividend into the starling account and since then I've set up a yearly saver and two kite spaces for my children (8 and 10) although they behave more like 14 and 18! The kite space allows them to have their own money and also let's me see where, when and how much they spend which helps the children to learn to be responsible with their money. all in all it's been a positive experience and I wouldn't hesitate to recommend starling to any and all. Reviewed on: 12th April 2024

Everything is simple and easy.

Everything is simple and easy. i love the notifications and having several accounts i can easily access Reviewed on: 12th April 2024

Great easy to use would highly recommend

Great easy to use would highly recommend Reviewed on: 12th April 2024

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