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Starling Bank: Under 16s card reviews

Name: Under 16s card
Rating: 4.89 (3124 reviews)

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4.89

Based on 3,124 reviews, last reviewed 11th Jun 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simple, fast and flexible under 16 account setup So easy to set up an under 16 account and have all the fallibility age controls to manage the account alongside our son. Reviewed on: 11th June 2026

Latest lowest rating:

1

Software not working properly In spite of several calls to Customer Service, both my children's accounts are still not up and running properly which has wasted an enormous amount o... Read more Reviewed on: 25th April 2024

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About this product

Starling offer an under 16s account with an award-winning free debit card and app for 6–15 year olds.

You get instant phone notifications every time your child spends or receives money and you can set automatic top-ups. The Under 16s account is easy to set up from your Starling personal or joint account.

Starling Under 16s card reviews help you find out what it’s really like to be a customer. If you’ve used Starling before, you can also leave a review and share your experience.

Starling Bank Under 16s card reviews (3124)

Review of the Starling Bank, Under 16s card:

Straight forward easy to use .

Straight forward easy to use . Great way to teach children money management skills safely. Value the ability to vary spending allowance and to be able to switch off account if the card has been mislaid by forgetful teenager Reviewed on: 14th April 2024

Kite is free and super simple to use.

Kite is free and super simple to use. My son loves it and I can control and monitor his spend. Reviewed on: 12th April 2024

The flexibility with creating accounts and interest...

The flexibility with creating accounts and interest payments Reviewed on: 12th April 2024

Very good app and always helpful on the phone.

Very good app and always helpful on the phone. Reviewed on: 12th April 2024

Just the best in the market

I have always been interested in good tools to manage my finances, so I'm always on the lookout for them. When Starling became I thing I was one of the first to be in the queue for an account. That didn't mean I haven't tried other tools, but Starling is just the best of them. There are too many aspects of the service I loe to list them here, but flexibility and innovation are my top two. I also work in cybersecurity and enjoy knowing that Starling is on top of the security needs as well. Whichever field of their operations it just seems they know what's new, fresh and most up-to-date. I hope they won't change! And that's why I chose Kite to manage the first financing learning steps for my pre-teen. It's been a great experience to watch her get involved, even improving her maths score, thanks to the access to her own version of the app. And for me the best part was to have the visibility, clarity and also blazing fast service when her card got lost (oh yes, children do then to do that a lot!). Reviewed on: 12th April 2024

great prep for digital banking world

Easy set up and clear instructions. Reviewed on: 12th April 2024

Great for the kids, needs ApplePay

I currently only use Starling for two use cases, Garmin Pay for me and Kite for the children. For this Starling is fantastic, the functionality is awesome, it would be great though if we can prove the child is 13 and allow Applepay. Reviewed on: 12th April 2024

Why use anything else

Starling's Kite card and the associated children's spaces have always worked really well but the charge used to be a little off-putting. Now there's absolutely no charge for them they are even more brilliant! Reviewed on: 12th April 2024

Fairly new but so far it has been great!

I've had limited experience as fairly new but so far it has been great. Reviewed on: 12th April 2024

Really simple to set up and free kids account

Very simple to set up, support service was good and simple to get help - explaining using abroad; and best addition was a very simple way to get a card for my child, where other providers have the nerve to charge me, for my child to have their own account! Reviewed on: 12th April 2024

The Kits Card process for a Kits Card for my 8 year...

The Kits Card process for a Kits Card for my 8 year and 12 years old was really easy name D of B and ID, approved within hours and New card within days. Thank You Starling. Reviewed on: 12th April 2024

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