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Starling Bank: Current account reviews

4.88
Based on 27,463 reviews, last reviewed 26th Aug 2026
90% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great app Great app and when my account wa hacked, I received my money back pretty quickly. Reviewed on: 26th August 2026
David T's avatar
David T

Latest lowest rating:

1

Avoid Starling Bank they don't let you use your own... Avoid Starling Bank they don't let you use your own money by stopping you transferring it between your own accounts and also returned a £20 direct deb... Read more Reviewed on: 21st August 2026
Mark T's avatar
Mark T

About this product

Starling Bank offer a current account that allows you to track your spending across 56 categories.

You can manage your current account through Starling Bank’s award-winning app. Current accounts include the option to set up Saving Spaces which are like virtual change jars within your account.

Starling Bank current account reviews help you find out what it’s like to be a customer. If you’ve used Starling Bank before, you can also leave a review and share your experience.

Starling Bank Current account reviews (27463)

Review of the Starling Bank, Current account:

Good bank

5
Been with Monzo and Starling banks Starling stands out with fee free atm abroad , free cash deposit at post office, low overdraft fees and just feel better. Reviewed on: 7th February 2020

Truly the best way to bank.

5
The starling bank app is the best thing on my phone. The spaces feature helps me to keep money saved and not dip into it as much. Plus the ability to deposit cash and cheques at the Post Office means there is a branch near everyone. Amazing! Reviewed on: 9th February 2019

Brilliant bank

5
Helpful easy to use customer focused and inovative Reviewed on: 9th February 2019

Seamless integration into my life!

5
An amazing current account that was quick and easy to open and a dream operate! I’ve been using Starling Bank for my main current account and I couldn’t be happier. The app is really great and easy to use. The customer support is friendly and efficient. I feel like my bank is working hard to make banking easier and more efficient every day. Already recommending this account to everyone I speak to! Reviewed on: 9th February 2019

On Another Level

5
Incredible service that just keeps getting better. They have made banking into a dream. And between their email newsletters and in app service updates and new feature announcements I always feel like I'm being kept in touch with useful information yet it's always just the right amount, never too much. Reviewed on: 9th February 2019

Convenient, professional and easy

5
Haven’t got a single negative about my account and the ease in which you use it. Love the instant notifications. You have nothing to lose but everything to gain from a Starling Current Account Reviewed on: 9th February 2019

Simple, fast and brilliant

5
One of the best banks, giving you control of your money! Reviewed on: 9th February 2019

Everything is so easy to use

5
Love everything about Starling - ease of use, customer service. Reviewed on: 9th February 2019

The current account I wish I'd always had!

5
Compared to traditional providers, Starling is friendly and helpful; as is their communication. The ability to hold separate ‘silos’ of cash – for saving towards holidays, rainy days, etc. – all within the same account and interface is a wonderful bonus. Finally, as someone who is both deaf and physically disabled, being able to do everything online/with an app is blummin’ fantastic! PS: I only opened a bank account, originally, with Starling, because it would allow me to use Fitbit Pay on my Ionic; but I have stayed (and used it much more than I thought I would) because it offers so much, in a way that perfectly suits me. Reviewed on: 9th February 2019

Amazing experience

5
I’ve only been with starling for a short while but it’s already my main account. I love the instant notifications on all transactions and the overall feel of the app Reviewed on: 9th February 2019

i have saved a bomb in overseas payment costs!

5
As I was going to spend 3 months abroad in 2018, I decided to research cheaper methods of paying bills, because I was fed up with losing large amounts of money in currency conversion when taking cash and on overseas spending on cards. I decided on Starling Bank because it looked extremely competitive and had a UK banking licence and full regulatory protection of my money. My experience far exceeded my expectations. Some banks in Australia even gave me free ATM withdrawals (though most charged $2 to $4 per withdrawal despite Australian banking law changes), and the same was true in New Zealand. Only 2 suppliers there could not process the transaction (out of more than 100) using the Starling Bank card, and it was clearly their systems that were the problem, not Starling's. Taxis had no problems taking payment. Nor did hotels, Princess Cruises and Holland America, that simply put a hold on the amount due before checkout, and even my hire car companies (Hertz in Australia and the USA, and Omega Car Rentals in New Zealand) accepted the debit card despite insisting on credit cards on their websites. In the USA in January, 2 car park machines in Crystal River, Florida, did not accept the Starling Bank card, 1 supermarket in Orlando struggled to get the card accepted by their till, and as usual, garages would not accept any foreign plastic cards at the pump and wanted pre-authorisation before switching on the pump - again the problem is their systems, not that of Starling Bank. Overall, I thoroughly recommend the Starling Bank debit card for overseas use, though as always, I suggest that a backup card is to hand for the odd establishment that has outdated systems. Reviewed on: 9th February 2019

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