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StepChange: Debt advice reviews

4.95
Based on 16,826 reviews, last reviewed 20th May 2026
101500% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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Latest highest rating:

5

It was getting to the stage I was asking if my debt... It was getting to the stage I was asking if my debt would be passed on in the event of my death. I was seriously thinking that this was my only way ou... Read more Reviewed on: 20th May 2026
Gary 's avatar
Gary

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16826)

Review of the StepChange, Debt advice:

I turned to step change in 2020 my marriage had bro...

5
I turned to step change in 2020 my marriage had broken down , and I was left with a lot of debts so I owed about 16000, at the time, iv been able to put all my debts as one payment, so far iv payed just over 6,000 pounds in the last 5 years I'm glad I did turn to step change, they have helped me sort out my debts and now iv been able to sleep at night Reviewed on: 24th May 2025

Fantastic charity so supportive and helpful.

5
They have been fantastic along my debt journey can't thank them enough and would recommend them to anyone in the same situation Reviewed on: 12th August 2022

Fantastic organisation

5
Helped me to sort out my debt, helped me to budget and enabled me to sleep at night, instead of worrying all the time. Reviewed on: 12th August 2022

Best thing ever

5
Step Change have changed my life. I no longer live in fear of being chased for debts. I can see a light at the end of the tunnel and I will be forever grateful for all the wonderful help I have received. Reviewed on: 12th August 2022

Brilliant at debt management

5
Always friendly and helpful,sorted my dmp quickly and gave me peace of mind after constant worrying about my debt Reviewed on: 12th August 2022

Life-Savers

5
I had lost all hope of ever being debt free when Step Change were recommended to me. They have been amazing. I was able to set it all up online which helped with my anxiety and I'll be free of debt in a months time. I can't thank them or recommend them enough x Reviewed on: 12th August 2022

Brilliant service

5
Cannot fault them! Brilliant! They really helped me when I needed them most. Reviewed on: 12th August 2022

Financial Efficiency

5
I have had to use Step Change Financial Advisors twice now. Both times I have found them to be friendly, caring, very helpful and efficient in every aspect of the service I needed. They really made me feel so at ease, so it was so easy to talk to them. I would recommend them to anyone. Reviewed on: 12th August 2022

Brilliant, friendly and helpful. Life changing

5
Absolutely fantastic. I have mental health issues and cant communicate well on the phone regularly, but stepchange advisors were happy to help me via email. When I was able to talk to the advisor in the phone, they were friendly, non-judgemental and very helpful. My dmp was set up quickly and easily and i can now manage my debts with affordable payments. Absolutely wonderful charity Reviewed on: 12th August 2022

Charming personal and very professional in every way.

5
As I’m a DMP plan I am very satisfied with step change handling my plan. Reviewed on: 12th August 2022

Pragmatic and compassionate

5
Any time I need help and need to get advice Step Change are happy to help me - unsure where I would be without this FREE advice Reviewed on: 12th August 2022