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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (16812 reviews)

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4.95

Based on 16,812 reviews, last reviewed 19th May 2026

100850% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

StepChange restored my peace of mind StepChange is the ideal organisation to help people with debt problems. They are very understanding, reassuring, and not judgemental. They are trusted... Read more Reviewed on: 19th May 2026

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (16812)

Review of the StepChange, Debt advice:

No hassle no judgment help

Step change help us sort ourselves out without any fuss or judgement. They explained all the details and options and helped us follow through our plan. Also explained how to desk with the creditors. Fantastic service showing us "light at the end of the tunnel ". Reviewed on: 9th June 2021

Great Service

This organisation is so helpful. Reviewed on: 12th August 2022

Absolute Godsend

I got into a lot of debt with cards and couldn’t see a way out. The charges were getting more and more expensive each month and I was really struggling and worried of how I could get through. I had heard of Stepchange before, but had thought in the past I could handle my debt but it kept spiralling. I went on line and it gave me a few options and I settled for the Debt Management. It only took a little while to complete and once submitted, within a short while my plan was in place. Stepchange did everything, so I didn’t need to worry. I’m over 12 months in now and feel a lot better about my debt. I would certainly recommend Stepchange for everyone who is anxious or struggling with debt, they really do help. I don’t what I would have done without them. Reviewed on: 12th August 2022

Reassurance and Relief

Contacting Stepchange was the best decision I have made. My income was slashed following work drying up. I was at my wits end, worrying about debts and I asked Stepchange for help - I got it; it came speedily, sympathetically and supportively and I will be forever grateful for their help. Thank you so much. Reviewed on: 12th August 2022

Saved my life

Without step change I don't know what I would have done my debts where beoned my control I was loseing sleep with worry and on more than piont I thought about ending my life but step change have taken out the part off stress out off my life Reviewed on: 12th August 2022

Amazingly friendly

Since I started with them on a dmp in September 2020 they have been amazing and when you first contact them they help you to go through everything and the whole team are amazingly friendly I always highly recommend them to anyone Reviewed on: 12th August 2022

Really Supportive

I suffer from PTSD from my Army career and got into money problems. I phone StepChange and they have supported me through the 5 year process. They have shown empathy, support and are there to listen anytime you need them. The take all the stress and worries away so you have a better quality of life. My last payment is due at the beginning of November 2022. I couldn't thank them enough. Reviewed on: 12th August 2022

Great company

Stepchange are and have helped me sort my debts and helped with my anxiety a bit. Reviewed on: 12th August 2022

Invaluable belp

Efficient and friendly when unsure how to approach a problem they came up with the solution Reviewed on: 12th August 2022

Amazing

Ringing Stepchange was the best phone call I have ever made. They have helped me turn my life around and helped me to with advice to learn to live again and not be afraid of the postman coming, the phone ringing or answering a knock on the door. Thank you. Reviewed on: 12th August 2022

Literally a life belt in a sea of depression

Feeling suicidal and depressed after loosing my job and been out of work for 12 weeks I couldn’t keep up with my debt repayments. Step change helped me consolidate my repayments into a monthly affordable amount. I was at my lowest ebb, suicidal and could see no way out. They literally saved me Reviewed on: 12th August 2022

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