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StepChange: Debt advice reviews

4.95
Based on 16,823 reviews, last reviewed 19th May 2026
101350% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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Latest highest rating:

5

Stepchange was a life saver & are very very helpful,... Stepchange was a life saver & are very very helpful,professional & friendly I would definitely recommend them Reviewed on: 19th May 2026
Susie Smith's avatar
Susie Smith

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16823)

Review of the StepChange, Debt advice:

Steps to mindful financial management

4
Step Change provided informative and easily accessible financial management support, at a time when I felt overwhelmed by debt and without any other alternative repayment options. Reviewed on: 9th June 2025

Support Always

5
I was very worried about approaching total strangers about my personal debts they weren't drastic but I needed help. Stepchange were amazing from the first phone call. I was made to feel at ease and not as if I had done something wrong. They explained the different plans available for various types and amounts of debt and explained fully the plan they thought would be best for me and would not leave me robbing Peter to pay Paul as they say. They support you throughout your plan and are always there if you need help. They are understanding,very knowledgeable about debt plans,explain thoroughly in a way that you can understand. They stay in touch with with lots of useful advice and help managing your plan online and doing reviews. I am truly very glad I found Stepchange. I am now managing my debt with confidence and it has made my life a lot less stressful. I would recommend Stepchange to anyone who is struggling with debt - they really can help you to turn your life around and get back on track. Reviewed on: 29th July 2022

StepChange

5
Just happy with the help and support given thus far. Reviewed on: 29th July 2022

Lifesaving support

5
When I was at my lowest ebb after my husband left me, I was signposted to step change. I was advised to open a debt management plan, it is my lifesaver, literally. The staff are well trained, non judgemental and kind. They made me feel secure enough to face my largest deamon- debt. Reviewed on: 29th July 2022

Peace of mind at last

5
all contact has been friendly, helpful and non-patronising. just really good at putting my worries to rest and encouraging me to the next steps Reviewed on: 29th July 2022

Absolutely amazing company, they dont judge at all, fantastic people

5
I was panicking, as I was in debt, contacted StepChange, they put me at ease, and helped me sort out my debts, and put in a payment plan that I could afford, a very big weight off my shoulders, They are amazing, fantastic company, Reviewed on: 29th July 2022

Uplifting Experience 5 star help.

5
After a long time worrying myself half to death about debt to then taking the step to actually make the call to Stepchange was a challenging time. Once I made that first call my life and health has improved dramatically. Every member of staff I corresponded with were caring, friendly, and helpful. Reviewed on: 29th July 2022

Simply awesome

5
It is an awful feeling when you are in debt and you don't know what to do. You feel you should know better as an adult but circumstances just collided. Step Change were non judgemental. They just wanted to help. All they all for is honesty. They were so helpful and supportive. They helped me to sleep at night again and stop the panic attacks. Incredible company and service. Reviewed on: 29th July 2022

Supportive, helpful and non-judgemental

5
I was really scared about going into debt management but they go out of their way to make sure you can afford to pay what you say you can whilst managing the stress of all the changes to creditors so you don’t have to. Reviewed on: 29th July 2022

Excellent service!!!

5
Whenever I have needed to Step Change, everyone I have spoken to is reassuring, understanding and helpful. You need this level of service when you are in a situation causing you stress and anxiety. The staff put you at ease and are there to help. Reviewed on: 29th July 2022

Just excellent

5
These have helped us so much we are so grateful they are just excellent Reviewed on: 29th July 2022