Paid advertisement
Smart Money People Logo

StepChange: Debt advice reviews

4.92
Based on 16,831 reviews, last reviewed 20th May 2026
101750% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always really helpful and friendly. Always really helpful and friendly. Would highly recommend StepChange to anyone struggling with their debts. Can’t thank you enough Reviewed on: 20th May 2026
Jayne O's avatar
Jayne O

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16831)

Review of the StepChange, Debt advice:

I turned to step change in 2020 my marriage had bro...

5
I turned to step change in 2020 my marriage had broken down , and I was left with a lot of debts so I owed about 16000, at the time, iv been able to put all my debts as one payment, so far iv payed just over 6,000 pounds in the last 5 years I'm glad I did turn to step change, they have helped me sort out my debts and now iv been able to sleep at night Reviewed on: 24th May 2025

Amazing staff

5
Step change have helped turn my life around for me and my family. After losing my job due to covid I was unable to make my repayments and they were there. All the staff I’ve dealt with are friendly, knowledgeable and extremely helpful. No question I have asked has gone unanswered, always putting my mind at ease and vastly improving my mental health. Reviewed on: 29th July 2022

Your friend at this economic emergency

5
I have nothing but praise for the help I have been given from Stepchange.They are so supportive and helpful especially at such a stressful time.Always giving great advise and service thank you Reviewed on: 29th July 2022

Excellent

5
I have a debt management plan with them and I wouldn’t change a thing. Less stress completely Reviewed on: 28th July 2022

They are very helpful

5
They have helped me so much ,I don’t know what I would do without them ,I think they are amazing thank you Stepchange. Reviewed on: 28th July 2022

Brilliant

5
Step change never let you feel less of a person when asking for support.Very kind and friendly staff.you.I know what I would have done without there support. Reviewed on: 28th July 2022

Reassuring friendly understand real life situations

5
I was very embarrassed and full of fear about my life situation i had gotten into. They listened to me and helped to reassure me that as long as I keep in touch with them they could and would help me. They were fabulous and I felt safe telling them about everything. I now refer my clients to step change as they are so professional and understanding of daily life. Reviewed on: 28th July 2022

So much help

5
I was so embarrassed to find myself in debt and it was Such a huge step to make that call. The support I received was terrific and frankly it was the best advice ever. I'm getting on top of my debt. It's not a massive amount but at least we're Doing something about it. Thank you Reviewed on: 28th July 2022

Professional reliable & very helpful.

5
Step Change Debt Management Plan they helped me get out of a rut where I had a credit card debt and fell behind with some other Bill's. They helped me to get my finances in order and help reduce my stress and anxiety problems worrying how I could manage my finances again. Reviewed on: 28th July 2022

Friendly non judgemental advice and support.

5
After building up an unmanageable amount of debt, I felt ashamed and didn't know what to do. Stepchamge was recommended by a medical professional. They have been a great amount of support in managing my debt and helping to form a plan to get it paid. I've got my life back and I feel in control of my spending and budgeting again. I really can't thank their friendly and understanding staff enough. Reviewed on: 28th July 2022

Can sleep again

5
Professional advice and understanding Reviewed on: 28th July 2022

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from StepChange?

  • Mortgage Broker

    from StepChange 4.26 from 6 reviews
    StepChange
    View all products