Paid advertisement
Smart Money People Logo

StepChange: Debt advice reviews

4.95
Based on 16,823 reviews, last reviewed 19th May 2026
101350% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Stepchange was a life saver & are very very helpful,... Stepchange was a life saver & are very very helpful,professional & friendly I would definitely recommend them Reviewed on: 19th May 2026
Susie Smith's avatar
Susie Smith

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16823)

Review of the StepChange, Debt advice:

No hassle no judgment help

5
Step change help us sort ourselves out without any fuss or judgement. They explained all the details and options and helped us follow through our plan. Also explained how to desk with the creditors. Fantastic service showing us "light at the end of the tunnel ". Reviewed on: 9th June 2021

Professional reliable & very helpful.

5
Step Change Debt Management Plan they helped me get out of a rut where I had a credit card debt and fell behind with some other Bill's. They helped me to get my finances in order and help reduce my stress and anxiety problems worrying how I could manage my finances again. Reviewed on: 28th July 2022

Friendly non judgemental advice and support.

5
After building up an unmanageable amount of debt, I felt ashamed and didn't know what to do. Stepchamge was recommended by a medical professional. They have been a great amount of support in managing my debt and helping to form a plan to get it paid. I've got my life back and I feel in control of my spending and budgeting again. I really can't thank their friendly and understanding staff enough. Reviewed on: 28th July 2022

Can sleep again

5
Professional advice and understanding Reviewed on: 28th July 2022

No more sleepless nights

5
Step change have changed my life,through their expertise,friendliness and empathy with my situation I can actually see light at the end of the tunnel. Thank you Step Change Reviewed on: 28th July 2022

Absolutely brilliant company

5
Was in a pretty bad state with my finances until I contacted Stepchange, who sorted out my problems and put me on a Dept management program. Thank you Stepchange couldn't have done it without you... Reviewed on: 28th July 2022

Life saver!

5
I didn’t know what to do or where to turn, one call to step change and felt like a weight had been lifted, would thoroughly recommend them. It was hard to make that initial call and admit my problems but I’m so glad I did! Reviewed on: 28th July 2022

The best of the best

5
Step change has been there for us with advice, help from very knowledgeable staff who do not judge you just help. We would not be here if it was not for Step Change. As I titled our review- they are the best of the best. Reviewed on: 28th July 2022

Patience

5
I suffer from anxiety and depression. This means that I often struggle to explain myself or the problem I need solving. Stepchange never rush me and always listen when I phone. By the time I put the phone down I feel less anxious and more reassured that things are going in the right direction. Reviewed on: 28th July 2022

Professional and supportive

5
Sleepless nights, social isolation and deteriorating mental health all relating to my debt…….then I was recommended Step Change! One phone call and everything changed for me! Budget Plan agreed and debt management process began with annual review or reviewed if any changes. Fabulous and supportive service, changed my life, literally! Thank you Step Change ❤️ Reviewed on: 28th July 2022

Took me from darkness to light

5
I was having sleepless nights I was scared to talk to anyone about it,I took the plunge and called and although a long rd it was a lot less bleak I am for ever thankful for the help I received on the phone and via email from this amazing company and your staff should sleep soundly at night full of pride at the difference you made to my life and so many others Forever grateful Reviewed on: 28th July 2022