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StepChange: Debt advice reviews

4.92
Based on 16,835 reviews, last reviewed 21st May 2026
101950% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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Latest highest rating:

5

Life savers I was very worried about how much I owed, then StepChange came to the rescue. Very helpful and friendly staff. The app is very easy to use. Reviewed on: 21st May 2026
Jayne Marriott's avatar
Jayne Marriott

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16835)

Review of the StepChange, Debt advice:

It was absolutely fantastic help from start to finish.

5
It was absolutely fantastic help from start to finish. It took 8 days in total. I'm sitting here now a lot happier than I was 3 weeks ago. They put me forward (against their recommendation) for a DRO, which was passed 2 weeks ago, and because I have their backing, I have been able to liaise with my creditors a lot easier, and they have actually helped me due to my underlying health issues. Thank you to them all from Stepchange and also Money Wellness (the people who organised my finances and submitted my DRO application) From the bottom of my heart, THANK YOU. They all deserve credit and praise for their hard work. Reviewed on: 24th August 2024

Help

5
Helped me when I was down couldn't have survived without your help and understanding Reviewed on: 5th September 2021

Excellent customer service

5
The staff are friendly and knowledgeable. My phone calls were answered on time. Reviewed on: 5th September 2021

the best

5
very helpful and polite the best experience ever thank you Reviewed on: 5th September 2021

a full and valid life

5
It’s helped me to organise my finances and take responsibility but most of all to live a full and valid life Reviewed on: 5th September 2021

Brilliant.

5
Stepchange have helped me so much,after my ex husband left me in a lot of debt, They set up my plan and it's been running smoothly ever since.l know they are at the end of the phone if I need them. Reviewed on: 5th September 2021

Perfect

5
In times of trouble. Worry and uncertainty they helped so much. Thank you Reviewed on: 5th September 2021

Patient, informative and understanding

5
My debts had spiralled out of control and the interest was just Pilling on. Step change took their time, first phone call was over an hour long, spanned two advisors as one had finished their shift, yet she did most of it and handed me to her colleague after bringing him upto speed. I got honest advise and was never judged. They made a difficult process easy and gave lots of advise. They can be life savers. Their help gave me hope and improved the quality of my life. Reviewed on: 5th September 2021

Debt Help

5
So helpful and I don’t know what I would have done with them. Reviewed on: 5th September 2021

Excellent service

5
Great customer service , and excellent help with debts Reviewed on: 5th September 2021

Excellent

5
Thanks to StepChange I managed my depth through COVID. I’m Very grateful to the staff who are always very helpful Reviewed on: 5th September 2021