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StepChange: Debt advice reviews

4.92
Based on 16,835 reviews, last reviewed 21st May 2026
101950% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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Latest highest rating:

5

Life savers I was very worried about how much I owed, then StepChange came to the rescue. Very helpful and friendly staff. The app is very easy to use. Reviewed on: 21st May 2026
Jayne Marriott's avatar
Jayne Marriott

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16835)

Review of the StepChange, Debt advice:

I turned to step change in 2020 my marriage had bro...

5
I turned to step change in 2020 my marriage had broken down , and I was left with a lot of debts so I owed about 16000, at the time, iv been able to put all my debts as one payment, so far iv payed just over 6,000 pounds in the last 5 years I'm glad I did turn to step change, they have helped me sort out my debts and now iv been able to sleep at night Reviewed on: 24th May 2025

Terrific

5
So helpful, have turned my finances from an overwhelming mess to a manageable and realistic scenario. Thank you Reviewed on: 4th September 2021

Excellent

5
So helpful put my mind at ease, very easy to communicate and deal with, lifesavers!! Reviewed on: 4th September 2021

Practical Help and Friendly Support!

5
Having been serial credit card spenders we were getting deeper and deeper into debt. The head-in-the-sand approach was obviously not working and eventually we rather desparately got in touch with StepChange Debt Charity. They have been brilliant. They have a non-judgemental, practical and friendly attitude towards their clients. You are able to talk through any issues and it is so reassuring to have the excellent support that these people provide...all for free! After years of being in debt we are now just 12 months away from being totally debt free, a day which I thought would never come. Thank you StepChange Reviewed on: 4th September 2021

Life changer

5
Step Change helped to take the stress out of the situation I was in and I finally felt like there was a light at the end of it all. Reviewed on: 4th September 2021

Emerging from the worry cloud

4
When I finally went to StepChange for help I was at the end of the road. Debts were mounting up beyond my ability to repay them. I had managed to bring up my children alone and help both of them through university. But I had started to ‘Rob Peter to pay Paul’ and found myself in a nightmare of juggling spiralling debt. StepChange helped me take control of my debt and work towards becoming debt free. The relief of having that support was immense. Reviewed on: 4th September 2021

Great help great advice

5
We have been helped and advised accordingly.. Reviewed on: 4th September 2021

Unable to log in to account

5
Very happy apart from not being able to view my statements as the email you use to send me emails is correct but it says its not a valid email so not able to view statements or do my review online I have questioned this on numerous occasions but as yet it has still not been sorted if anyone can help? Reviewed on: 4th September 2021

When the stuff hits the fan.

5
Huge weight off my mind. I recently paid off my balance with their help. Thanks Step Change. Reviewed on: 4th September 2021

Brilliant

5
Step change are so helpful polite and helpful They will try everything to settle your mind under extremely difficult circumstances. Totally have my vote if anyone is in financial crisis, allowing you time to live and breath whilst paying your debts of in small bites Reviewed on: 4th September 2021

Really helpfull

5
Very friendly and professional. Helped me thro my debts Reviewed on: 4th September 2021

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