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StepChange: Debt advice reviews

4.92
Based on 16,834 reviews, last reviewed 21st May 2026
101900% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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Latest highest rating:

5

Friendly helpful and sympathetic. Friendly helpful and sympathetic. Without their help and advice I'd have committed suicide. As my life progresses they are always there to help and of... Read more Reviewed on: 21st May 2026
TFTSG's avatar
TFTSG

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16834)

Review of the StepChange, Debt advice:

Steps to mindful financial management

4
Step Change provided informative and easily accessible financial management support, at a time when I felt overwhelmed by debt and without any other alternative repayment options. Reviewed on: 9th June 2025

excellent

5
if it wasnt for step change i dont know what i would have done..i went through a bad stage in my life and got into alot of dept when i call them they didnt make me feel bad they were so good i cannot praise them enough Reviewed on: 4th September 2021

So supportive and helpful

5
Superb support during stressful periods and puts the person first and foremost Reviewed on: 4th September 2021

Life changing

5
Firstly the kind, empathic nature of the people that work for Stepchange is half of the work. They are non judgemental and understand how hard it is to even make that first call. Secondly - I can sleep at night knowing I don’t have to worry about being chased by creditors for money I don’t have. Reviewed on: 4th September 2021

A wonderful resource

5
A great help during a stressful time Reviewed on: 4th September 2021

Excellent Service

5
Step Change has helped to take control of my finances in a very positive way and I will be forever grateful Reviewed on: 4th September 2021

Great help

5
Dont know how I would have survived lockdown without them. Reviewed on: 4th September 2021

very supportive and informative

5
so understanding and helpful. They know what they are on about when they talk to you and give advise Reviewed on: 4th September 2021

Such a help when I needed debt advise

5
Really helped me set up a plan to deal with my debt no stress now so that at last I am sleep worry free Reviewed on: 4th September 2021

Head above water

5
I frequently recommend Stepchange to friends who find themselves in the position I did, with a good income but debts that made it impossible to survive. Stepchange staff were always friendly, non judgemental but honest. The rules are fair but strict enough to keep you on the path of debt repayment, I am 72 now and my circumstances have changed dramatically since I first dealt with them, my husband left me and I had to rent a bungalow and pay all my own bills but the flexibility and support has enabled me to do that and still keep up my repayments. They literally have been a lifeline. Reviewed on: 4th September 2021

Very compassionate and understanding

5
Very professional and excellent customer service. It’s not easy talking about finances but Stepchange make it easy for me. They are non judgmental and fair. I would definitely recommend them. Reviewed on: 4th September 2021